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Update: 8 August 2023, 16:48

Mortgage loan

Mortgage loan "For the construction of additional housing in an individual house for children from families included in “the Iron Book” and “the Women's Book”, as well as newlyweds who are married, included in “the Youth Book”.
18%
Interest rate
up to 20 years
Credit term
33 mln. soums
Loan amount

About loan

Borrower: Children from families included in “the Iron Book” and “the Women's Book”, as well as newlyweds who are married, included in “the Youth Book”.

Purpose of the loan: The construction of additional housing in an individual house for children from families included in “the Iron Book” and “the Women's Book”, as well as newlyweds who are married (special categories of youth), included in “the Youth Book”

Loan term: up to 20 years.

Minimum down payment: 15%.

Annual interest rate: 18%.

Maximum loan amount: 33,000,000 soums.

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
18%
Loan amount
33 mln. soums
Loan target
Children from families included in “the Iron Book” and “the Women's Book”, as well as newlyweds who are married, included in “the Youth Book”.
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 20 years
Loan processing method
Bank branch
Grace period
Yes (6 months)
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
7 000 000
soum
from 5 million soum
to 33 million soum
Loan term
140
months
from 1 month
to 240 month
Interest rate
17
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • permanent income;
  • a document confirming lifelong possession or ownership of a land plot for the construction of additional housing in an individual house;
  • design and estimate documentation approved in accordance with the procedure established by law for the construction of additional housing in an individual house;
  • contract with a contractor for construction work / contract for the purchase of construction products / contract with employees registered as self-employed (for an amount not exceeding the cost specified in the design and estimate documentation);
  • other relevant documents specified by law may also be required.
Requirements

Children from families included in “the Iron Book” and “the Women's Book”, as well as newlyweds who are married, included in “the Youth Book”.

Credit support
  • guarantee of the “Kindness and Support” Foundation;
  • guarantee of the “Women's Book” Foundation;
  • guarantee of the “Youth Book” Foundation.

Documents

Mortage loan for adults
Size: 128.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126301271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126401271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126401271012671.84
As of 17.04.2024 09:00:00

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