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Update: 29 February 2024, 11:29

Mortgage loan for housing construction

Citizen of the Republic of Uzbekistan. In this case, the borrower may or may not have a regular income


up to 18%
Interest rate
up to 20 years
Credit term
327,25 mln. soums
Loan amount

About loan

Borrower: Citizen of the Republic of Uzbekistan. In this case, the borrower may or may not have a regular income

Minimum down payment:

At least

  • 15%

  • 30%

  • 50%

percent of the total cost of construction (reconstruction) of individual houses.

Annual interest rate:

Annual interest rate: 18% (with minimum down payment of 15%);

Annual interest rate: 17.5% (with minimum down payment of 30%);

Annual interest rate: 16.5% (with minimum down payment of 50%).

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
up to 18%
Loan amount
327,25 mln. soums
Loan target
The construction and reconstruction of individual houses
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 20 years
Loan processing method
Bank branch
Grace period
Yes (6 months)
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
220 000 000
soum
from 50 million soum
to 327.3 million soum
Loan term
140
months
from 120 month
to 240 month
Interest rate
18
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • stable income;
  • a document confirming the right to a land plot for the construction of an individual house (permanent use, the right of lifetime inheritance);
  • design and estimate documentation approved in accordance with the procedure established by the legislation on housing construction;
  • contract with a contractor for construction work / contract for the purchase of construction products / contract with employees registered as self-employed (for an amount not exceeding the cost specified in the design and estimate documentation)
  • other relevant documents specified by law may also be required.
Requirements

The amount of at least 15% of the cost of individual housing construction (reconstruction) is formed at the expense of the customer's own funds in cash.

Credit support
  • for a loan for the construction of a new house on an existing land plot:
  1. pledge of property;
  2. deposit and jewelry made of gold;
  3. guarantees of third parties;
  4. loan default insurance policy.
  • for a loan for the construction of an additional house on an existing land plot, the existing house is mortgaged together with the right to use the land plot in full.

Documents

Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD124701253012525.01
EUR130001390013588.38
GBP152001620015877.96
JPY709083.36
CHF140001500014191.04
As of 05.03.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD120001253012525.01
EUR130001390013588.38
GBP152001620015877.96
JPY709083.36
CHF140001500014191.04
As of 05.03.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD124701253012525.01
EUR130001390013588.38
GBP152001620015877.96
JPY709083.36
CHF140001500014191.04
As of 05.03.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD124701253012525.01
As of 05.03.2024 09:00:00

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