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Update: 4 March 2024, 16:32

Overdraft

Overdraft is provided to employees of enterprises and organizations serviced by the Mikrokreditbank of Uzbekistan to salary plastic cards for personal needs.
26%
Interest rate
up to 12 months
Credit term
100 BCV
Loan amount

About loan

Borrower: Individuals who are participants in the payroll project of JSCB "Microcreditbank".

Loan term: up to 12 months.

Annual interest rate: 26%.

Maximum loan amount: Up to 3 times the average monthly salary or pension of the borrower.

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
26%
Loan amount
100 BCV
Loan target
For personal needs
Submission form
By crediting to the card
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 12 months
Loan processing method
Bank branch, Mobile app
Grace period
No

Terms and Conditions

Required documents
  • ID card or passport;
  • loan security documents.
Requirements

Individuals who are participants in the payroll project of JSCB "Microcreditbank".

Credit support
  • guarantees of third parties;
  • insurance policy;
  • Other types of security within the law.

Documents

Public offer of loan repayment
Size: 420.81 KB
Format: pdf

Other loans

Microloan

For individuals aged 21 to 60 years who are bank clients and self-employed without official income



26%-28%
Interest rate
up to 36 months
Credit term
up to 6.8 million soums
Loan amount

Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 27%
Interest rate
up to 36 months
Credit term
up to 100 mln. soums
Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank
27-31%
Interest rate
up to 24 months
Credit term
up to 30 mln. soums
Loan amount
Microloan
Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
27%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Microloan
Individuals who are self-employed individuals aged between 18 and 60 who are bank clients and live in the neighborhoods attached to JSCB “Microcreditbank” by the government.

from 22%
Interest rate
up to 48 months
Credit term
Up to 15 million soums.
Loan amount
Education loan

Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.

0%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan
Temporarily suspended
14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Consumer loan
Temporarily suspended
20%
Interest rate
up to 60 months
Credit term
up to 500 BCV
Loan amount
Consumer loan
Consumer loans are issued to citizens aged at least 18 who have a permanent place of residence, as well as income received legally in the Republic of Uzbekistan.
30%
Interest rate
up to 48 months
Credit term
up to 80 mln. soums
Loan amount
Auto loan

Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan

from 26%
Interest rate
60 months
Credit term
2000 BCV
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126801275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126801275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126901275012697
As of 19.04.2024 09:00:00

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