About loan
| № | Main Lending Conditions | |
| 1 | Borrower | Self-employed individuals, individual entrepreneurs, and legal entities. |
| 2 | Borrower Requirements |
Entrepreneurial entities:
|
| 3 | Purpose of the Loan* |
For the development of entrepreneurship in local communities:
|
| 4 | Loan Currency | In national currency |
| 5 | Maximum Loan Amount | Up to 50.0 million UZS |
| 6 | Minimum Loan Amount | 5.0 million UZS |
| 7 | Loan Term |
Entrepreneurial entities:
|
| 8 | Grace Period | Only for loans with a term of 3 years or more – up to 6 months |
| 9 | Annual Interest Rate |
|
| 10 | Source of Financing | Bank's own funds |
| 11 | Form of Loan Disbursement | For individuals – in cash or by transfer to a bank card (including a virtual card); For entrepreneurial entities – up to 30.0 million UZS in cash or to the borrower's primary account. |
| 12 | Targeted Use of the Loan | The targeted use of the allocated loan is not subject to verification |
| 13 | Documents Required from the Borrower |
Individuals:
|
| 14 | Types of Loan Collateral |
Guarantee, insurance policy;
(Loan collateral requirements are regulated by the rules of JSCB "Microcreditbank" for forming credit dossiers and processing documents.)
other types of collateral. |
| 15 | Loan Collateral | Collateral must cover at least 125% of the loan amount |
| 16 | Additional Conditions |
|
| 17 | Special Conditions |
|
* For individuals, the targeted use of the loan does not require verification.
Apply for a loan online
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Interest rate
from 24%
Loan amount
Up to 50.0 million UZS.
Loan target
For the purpose of developing entrepreneurship among the population in mahallas: purchasing equipment and fixed assets, as well as replenishing working capital.
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
to 60 months
Loan processing method
Bank branch
Grace period
Yes (Up to 3 months.)
Other loans
Small business entities, including farm enterprises, young entrepreneurs engaged in or wishing to start entrepreneurial activities in the field of agriculture
from 10%
Interest rate
up to 10 years
Credit term
350 thousand US dollars
Loan amount
Individual entrepreneurs and legal entities engaged in entrepreneurial activities in trade and services
From 24%
Interest rate
Up to 24 months
Credit term
Up to 300 million soums
Loan amount
“Green energy”
NEW
Individual entrepreneurs and legal entities that are business entities
21%
Interest rate
up to 36 months
Credit term
5 billion soums
Loan amount
For private entrepreneurs, dehkan farms and legal entities that are small business entities.
from 25%
Interest rate
up to 36 months
Credit term
cost of the project
Loan amount
For private entrepreneurs, dehkan farms and legal entities that are small business entities.
from 25%
Interest rate
up to 60 months
Credit term
cost of the project
Loan amount
Legal entities that are small business entities.
from 24%
Interest rate
up to 12 monts
Credit term
up to 2 billion sums
Loan amount
To all legal entities.
from 25%
Interest rate
up to 60 days
Credit term
according contract
Loan amount
Business entities operating in industry or in the service sector.
Temporarily suspended
14%
Interest rate
up to 84 months
Credit term
cost of the project
Loan amount
Borrowers: enterprises engaged in export activities.
4%
Interest rate
up to 12 monts
Credit term
cost of the project
Loan amount
As part of the continuous support program for small businesses (RP-312).
from 19%
Interest rate
up to 84 months.
Credit term
up to 300 million UZS
Loan amount
Exchange Rates
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12250 | 12370 | 12254.27 |
| EUR | 13800 | 14800 | 14516.41 |
| GBP | 16300 | 17300 | 16724.63 |
| JPY | 70 | 100 | 83.75 |
| CHF | 15000 | 16000 | 15580.76 |
As of 18.09.2025 14:00:00
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12100 | 12370 | 12254.27 |
As of 18.09.2025 14:00:00
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12250 | 12340 | 12254.27 |
As of 18.09.2025 14:00:00
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12250 | 12370 | 12254.27 |
As of 18.09.2025 14:00:00
New documents
Deposit contract template
Size: 339.55 KB
Micro loan contract template
Size: 98.50 KB
Auto loan contract template
Size: 93.00 KB
