Microcredit in cash

• Loan application;

• An original document confirming the consent of the founders of the borrower to receive a loan, and also, if the pledgor is a legal entity, the consent of the facilitators to receive a loan and provide collateral;

• A copy of the documents on the right of ownership and (or) use of buildings and structures of the office and (or) the project site;

• Loan security documents;

• In the process of considering a loan application, the bank has the right to require additional documents.

Types of collateral and requirements for them:

• Passenger motor vehicles, which have passed no more than 5 years from the date of production;
• Non-residential immovable property in permanent use, residential property in which no one is registered and is not the only property of the mortgagor;

• gold items

• Deposit funds.

Additional terms:

• In cases where the borrower is two or more times overdue in the payment of credit debt (on principal and interest) for a period of more than 60 days, then the borrower is not issued loans for this product within the next 12 months;

• The loan limit for this product will be increased to 350 million soums for the borrowers who received loans under this product and repaid on time according to the schedule.

1. pladge of property;
2. third party guarantee;
3. credit risk insurance policies and others.