Program "every family - entrepreneur"

Loans allocated within the framework of the "Every family is an entrepreneur" program

Decision of the President of the Republic of Uzbekistan No. PD-3777 dated 07.06.2018 and Based on the decision of the

President of the Republic of Uzbekistan, decision No. PD-55 of 20.12.2021

Loan disbursement conditions
Interest rate	18%
Loan period	From 3 to 7 years depending on the field of activity
Loan amount	Up to 33.0 million soums for individuals Up to 225.0 million soums for legal entities
The maximum amount of loan allocation	In the amount of more than 225 million soums for projects aimed at creating high-efficiency, stable jobs for small business entities in districts and cities - Regional Family Business Support Centers make decisions on the basis of the decision of the district (city) centers in accordance with the recommendation given by the assistant governor at the expense of the resources within the programs
Supply form	No provision is required for individuals Types of provision for legal entities established by law
Loan processing method	Online through the platform (Oilakedit.uz)
Grace period	From 6 months to 3 years depending on the field of activity

Loans are allocated through a single electronic online platform (oilakredit.uz) in a fully digitized manner:

1. Loan applications are reviewed at all stages online (oilakredit.uz) based on scoring analysis, and information about the decision taken at each stage is provided through the platform (SMS-notification, e-mail or personal cabinet).

2. Documents on the allocation of credit funds (application, recommendation of the assistant governor, loan agreement, purchase agreement, etc.) are created electronically and signed remotely.

3. Loans are made on the basis of a contract signed by the borrower with an independently selected supplier using the "marketplace" system created on the platform.

Credit lines: