About loan
| № | Main Lending Conditions | |
| 1 | Borrower | Self-employed individuals, individual entrepreneurs, and legal entities. |
| 2 | Borrower Requirements |
Entrepreneurial entities:
|
| 3 | Purpose of the Loan* |
For the development of entrepreneurship in local communities:
|
| 4 | Loan Currency | In national currency |
| 5 | Maximum Loan Amount | Up to 50.0 million UZS |
| 6 | Minimum Loan Amount | 5.0 million UZS |
| 7 | Loan Term |
Entrepreneurial entities:
|
| 8 | Grace Period | Only for loans with a term of 3 years or more – up to 6 months |
| 9 | Annual Interest Rate |
|
| 10 | Source of Financing | Bank's own funds |
| 11 | Form of Loan Disbursement | For individuals – in cash or by transfer to a bank card (including a virtual card); For entrepreneurial entities – up to 30.0 million UZS in cash or to the borrower's primary account. |
| 12 | Targeted Use of the Loan | The targeted use of the allocated loan is not subject to verification |
| 13 | Documents Required from the Borrower |
Individuals:
|
| 14 | Types of Loan Collateral |
Guarantee, insurance policy;
(Loan collateral requirements are regulated by the rules of JSCB "Microcreditbank" for forming credit dossiers and processing documents.)
other types of collateral. |
| 15 | Loan Collateral | Collateral must cover at least 125% of the loan amount |
| 16 | Additional Conditions |
|
| 17 | Special Conditions |
|
* For individuals, the targeted use of the loan does not require verification.
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Other loans
Small business entities, including farm enterprises, young entrepreneurs engaged in or wishing to start entrepreneurial activities in the field of agriculture
Individual entrepreneurs and legal entities engaged in entrepreneurial activities in trade and services
“Green energy”
Individual entrepreneurs and legal entities that are business entities
For private entrepreneurs, dehkan farms and legal entities that are small business entities.
For private entrepreneurs, dehkan farms and legal entities that are small business entities.
For private entrepreneurs, dehkan farms and legal entities that are small business entities.
Legal entities that are small business entities.
To all legal entities.
Business entities operating in industry or in the service sector.
Temporarily suspended
Borrowers: enterprises engaged in export activities.
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 11940 | 12050 | 12025.22 |
| EUR | 13500 | 14200 | 13969.7 |
| GBP | 15700 | 16700 | 15860.06 |
| JPY | 70 | 100 | 78.2 |
| CHF | 14700 | 15700 | 15054.11 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 11500 | 12050 | 12025.22 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 11950 | 12010 | 12025.22 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 11970 | 12020 | 12025.22 |
New documents
Deposit contract template
Micro loan contract template
