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Update: 19 August 2024, 11:56

Education loan (PD-5203)

(Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students)
13,5%
Interest rate
up to 15 years
Credit term
According contract
Loan amount

About loan

Purpose of the loan: Loan is issued to the students who are the citizens of the Republic of Uzbekistan, who were recommended or accepted for study on a fee-based contract basis in the form of full-time bachelor's and master's studies in all higher, and professional educational organizations, operating in the Republic of Uzbekistan (state, non-state higher and professional educational organizations, foreign higher and professional educational organizations in the territory of the Republic of Uzbekistan and their branches) and in joint educational programs with a duration of one year or more as well as for the students who transferred their studies.

Loan term: up to 15 years (seven years from the seventh month after the end of the official period of study of the student, taking into account the period of study in general education institutions).

Annual interest rate: In the amount of the main interest rate of the Central Bank.

Maximum loan amount: The sum specified in the contract.

Collateral and guarantees are not required for educational loans allocated to women from families included in the Unified Register of Social Protection. In this case, the education loan is disbursed under the condition that "Co-borrower" is provided.

* For second and higher year students of higher educational institutions, if the average rate of mastery of subjects is below “3”, payment is allocated in the amount of no more than 80% of the contract amount (with the exception of children of families included in the “Unified Register of Social Protection”).

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
13,5%
Loan amount
According contract
Loan target
Education loans
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 15 years
Loan processing method
Bank branch
Grace period
No

Terms and Conditions

Required documents
  • ID card or passport;
  • duly executed agreement (contract) between the student and the educational organization for training on the basis of the payment agreement and the payslip/invoice attached to it
  • permanent income;
  • other relevant documents specified by law may also be required
Requirements

Granted to students of higher educational institutions recommended or accepted for study on a paid contract basis in the direction of education bachelor's and master's degrees.

Credit support
  • guarantees of third parties;
  • insurance policy;
  • Other types of security within the law.

Collateral and guarantees are not required for educational loans allocated to women from families included in the Unified Register of Social Protection. In this case, the education loan is disbursed under the condition that "Co-borrower" is provided.



Documents

Education loan (PD-5203) contract template
Size: 118.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD127201283012768.3
EUR136001460013960.86
GBP165001750016698.38
JPY8010085.76
CHF145001550014850.31
As of 11.10.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001283012768.3
EUR136001460013960.86
GBP165001750016698.38
JPY8010085.76
CHF145001550014850.31
As of 11.10.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD127201283012768.3
EUR136001460013960.86
GBP165001750016698.38
JPY8010085.76
CHF145001550014850.31
As of 11.10.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD127201283012768.3
As of 11.10.2024 09:00:00

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