Mortgage loan from the primary market

About loan

Borrower: Citizen of the Republic of Uzbekistan. In this case, the borrower may or may not have a regular income.

Purpose of the loan: the purchase of an apartment in an apartment building in the primary housing market.

Required documents:

• ID card or passport and a document replacing the passport. A copy of the passport is not required even if the customer presents a military ID for military personnel;

• Income documents (excluding persons without income) / electronic data;

• Initial contract of sale;

• document on putting the house into operation;

• Other relevant documents specified by law may be required.

Loan term: up to 20 years.

Minimum down payment:

At least

• 15%

• 30%

• 50%

percent of the total cost of an apartment in an apartment building in the primary housing market in the regions.

At least

• 15%

• 30%

percent of the total cost of an apartment in an apartment building in the primary housing market in Tashkent

Annual interest rate: 18%.

In regions:

Annual interest rate: 18% (with minimum down payment of 15%);

Annual interest rate: 17.5% (with minimum down payment of 30%);

Annual interest rate: 16.5% (with minimum down payment of 50%).

In Tashkent:

Annual interest rate: 18% (with minimum down payment of 15%);

Annual interest rate: 17.5% (with minimum down payment of 30%).

Maximum loan amount:

• in the Republic of Karakalpakstan and regions - 327,250,000 soums;
• in the city of Tashkent - 416,500,000 soums.