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Update: 22 July 2024, 14:02

A mortgage loan from the primary market - from the funds of the Ministry of Economy and Finance.

For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
up to 18%
Interest rate
up to 20 years
Credit term
420 mln. soums
Loan amount

About loan

Terms of loan:

Conditions for providing a mortgage loan in accordance with the Decree of the President of the Republic of Uzbekistan dated April 30, 2024 No. UP-70 “On additional measures to improve the mechanisms for issuing mortgage loans and improving the living conditions of the population in 2024:

  •  The purpose of the loan is to purchase an apartment in an apartment building on the primary housing market.
  •  Source of the loan: funds of the Ministry of Economy and Finance of the Republic of Uzbekistan.
  • Requirement for the borrower: citizens of the Republic of Uzbekistan from 18 to 60 years old.
  • Period: 20 years.
  • Grace period: 6 months.
  •  For individuals with official income:
  • 18% per annum with 15% down payment;

Maximum loan amount:

  •  In the Republic of Karakalpakstan and regions - up to 330 million UZS;
  •  In Tashkent city – ​​up to 420 million UZS.
  • Type of payment - annuity or differentiated

Documents:

  • a) ID-card or passport and a document replacing the passport. A copy of the passport is also required if the client presents a military ID;
  • b) documents on income (except for persons without official income)/electronic data;
  • d) the original purchase and sale agreement;
  • e) document on the transfer of housing for use;
  • f) other relevant documents required by law may be required.

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
up to 18%
Loan amount
420 mln. soums
Loan target
the purchase of an apartment in an apartment building in the primary housing market
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Annuity
Credit term
up to 20 years
Loan processing method
Bank branch
Grace period
Yes (6 months)
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
220 000 000
soum
from 50 million soum
to 1.4 billion soum
Loan term
140
months
from 120 month
to 240 month
Interest rate
18
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport and a document replacing the passport. A copy of the passport is not required even if the customer presents a military ID for military personnel;

  • Income documents (excluding persons without income) / electronic data;

  • Initial contract of sale;

  • document on putting the house into operation;

  • Other relevant documents specified by law may be required.

Requirements

Individuals with permanent income.

Credit support
  • an apartment purchased on credit;
  • guarantees of third parties;
  • loan default insurance policy.

Documents

Home mortgage contract template
Size: 149.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126001267012610.04
EUR130001390013720.98
GBP155001650016275.78
JPY709080.13
CHF135001450014179.74
As of 22.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001267012610.04
EUR130001390013720.98
GBP155001650016275.78
JPY709080.13
CHF135001450014179.74
As of 22.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126001267012610.04
EUR130001390013720.98
GBP155001650016275.78
JPY709080.13
CHF135001450014179.74
As of 22.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126001267012610.04
As of 22.07.2024 09:00:00

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