About loan
Terms of loan:
Conditions for providing a mortgage loan in accordance with the Decree of the President of the Republic of Uzbekistan dated April 30, 2024 No. UP-70 “On additional measures to improve the mechanisms for issuing mortgage loans and improving the living conditions of the population in 2024:
- The purpose of the loan is to purchase an apartment in an apartment building on the primary housing market.
- Source of the loan: funds of the Ministry of Economy and Finance of the Republic of Uzbekistan.
- Requirement for the borrower: citizens of the Republic of Uzbekistan from 18 to 60 years old.
- Period: 20 years.
- Grace period: 6 months.
- For individuals with official income:
- 17,5% per annum with 15% down payment;
Maximum loan amount:
- In the Republic of Karakalpakstan and regions - up to 330 million UZS;
- In Tashkent city – up to 420 million UZS.
- Type of payment - annuity or differentiated
Documents:
- a) ID-card or passport and a document replacing the passport. A copy of the passport is also required if the client presents a military ID;
- b) documents on income (except for persons without official income)/electronic data;
- d) the original purchase and sale agreement;
- e) document on the transfer of housing for use;
- f) other relevant documents required by law may be required.
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Terms and Conditions
-
ID card or passport and a document replacing the passport. A copy of the passport is not required even if the customer presents a military ID for military personnel;
-
Income documents (excluding persons without income) / electronic data;
-
Initial contract of sale;
-
document on putting the house into operation;
-
Other relevant documents specified by law may be required.
Individuals with permanent income.
- an apartment purchased on credit;
- guarantees of third parties;
- loan default insurance policy.
Documents
Format: doc
Format: pdf
Other loans
Temporarily suspended
Allocated for the purchase of cars
Temporarily suspended
Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.
Temporarily suspended
Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan
Microloan
The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.
Temporarily suspended
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank.
A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions
Temporarily suspended
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
Temporarily suspended
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students
Applications for educational loans can be submitted online through the website talim-krediti.mf.uz and the single portal (my.gov.uz).
Temporarily suspended
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students.
Temporarily suspended
The loan is allocated to clients of the bank who are aged 18 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable official income and to clients who are self-employed without official income.
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12910 | 12980 | 12971 |
| EUR | 12800 | 13800 | 13308.25 |
| GBP | 15300 | 16300 | 15797.38 |
| JPY | 70 | 90 | 82.12 |
| CHF | 13600 | 14600 | 14160.48 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12500 | 12980 | 12971 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12910 | 12980 | 12971 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12910 | 12980 | 12971 |
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New documents
Deposit contract template
Micro loan contract template
