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Update: 22 December 2023, 12:39

Mortgage loan from the primary market

For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
up to 18%
Interest rate
up to 20 years
Credit term
416,5 mln. soums
Loan amount

About loan

Borrower: Citizen of the Republic of Uzbekistan. In this case, the borrower may or may not have a regular income.

Purpose of the loan: the purchase of an apartment in an apartment building in the primary housing market.

Required documents:

  • ID card or passport and a document replacing the passport. A copy of the passport is not required even if the customer presents a military ID for military personnel;

  • Income documents (excluding persons without income) / electronic data;

  • Initial contract of sale;

  • document on putting the house into operation;

  • Other relevant documents specified by law may be required.

Loan term: up to 20 years.

Minimum down payment:

At least

  • 15%

  • 30%

  • 50%

percent of the total cost of an apartment in an apartment building in the primary housing market in the regions.

At least

  • 15%

  • 30%

percent of the total cost of an apartment in an apartment building in the primary housing market in Tashkent

Annual interest rate: 18%.

In regions:

Annual interest rate: 18% (with minimum down payment of 15%);

Annual interest rate: 17.5% (with minimum down payment of 30%);

Annual interest rate: 16.5% (with minimum down payment of 50%).

In Tashkent:

Annual interest rate: 18% (with minimum down payment of 15%);

Annual interest rate: 17.5% (with minimum down payment of 30%).

Maximum loan amount:

  • in the Republic of Karakalpakstan and regions - 327,250,000 soums;
  • in the city of Tashkent - 416,500,000 soums.

 

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
up to 18%
Loan amount
416,5 mln. soums
Loan target
the purchase of an apartment in an apartment building in the primary housing market
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Annuity
Credit term
up to 20 years
Loan processing method
Bank branch
Grace period
Yes (6 months)
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
220 000 000
soum
from 50 million soum
to 416.5 million soum
Loan term
140
months
from 120 month
to 240 month
Interest rate
18
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport and a document replacing the passport. A copy of the passport is not required even if the customer presents a military ID for military personnel;

  • Income documents (excluding persons without income) / electronic data;

  • Initial contract of sale;

  • document on putting the house into operation;

  • Other relevant documents specified by law may be required.

Requirements

Individuals with permanent income.

Credit support
  • an apartment purchased on credit;
  • guarantees of third parties;
  • loan default insurance policy.

Documents

Home mortgage contract template
Size: 149.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126801275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126801275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126901275012697
As of 19.04.2024 09:00:00

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