Размер:
A A A
Цвет: C C
Изображения Вкл. Выкл.
Обычная версия сайта
...
Update: ...

Mortgage loan for the purchase of housing from the secondary market

For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
26%
Interest rate
15 years
Credit term
4000 BCV
Loan amount

About loan

Borrower: A loan is issued to an individual with permanent income.

Purpose of the loan: For the purchase of a home to live in (from the secondary market).

Loan term: 15 years.

Minimum down payment: 25% (from the sale price of the house).

Annual interest rate: not less than 26%

Maximum loan amount: 4000 x basic calculation value (BCV).

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
26%
Loan amount
4000 BCV
Loan target
For the purchase of a home to live in (from the secondary market)
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
15 years
Loan processing method
Bank branch
Grace period
No

Terms and Conditions

Required documents
  • ID card or passport;
  • permanent income;
  • initial contract of purchase on the value of the purchased home;
  • the report of an independent appraisal organization on the appraisal of the mortgage object;
  • cadastral documents for housing purchased on loan;
  • other relevant documents specified by law may also be required.
Requirements

A loan is issued to an individual with permanent income.

Credit support
  • house purchased on loan;
  • guarantees of third parties;
  • loan default insurance policy.

Documents

Secondary mortgage loan agreement
Size: 149.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

Other loans

Microloan

For individuals aged 18 to 60 years who are bank clients and self-employed without official income



26%-28%
Interest rate
up to 36 months
Credit term
up to 6.8 million soums
Loan amount

Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 28%
Interest rate
up to 36 months
Credit term
up to 100 mln. soums
Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank. 

Temporarily suspended. Technical work is in progress!
27-31%
Interest rate
up to 24 months
Credit term
up to 50 mln. soums
Loan amount
Microloan
Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
27%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Microloan
Individuals who are self-employed individuals aged between 18 and 60 who are bank clients and live in the neighborhoods attached to JSCB “Microcreditbank” by the government.

from 25%
Interest rate
up to 48 months
Credit term
Up to 17 million soums.
Loan amount
Education loan

Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.

0%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan
Temporarily suspended
14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Microloan
Overdraft is provided to employees of enterprises and organizations serviced by the Microcredibank of Uzbekistan to salary plastic cards for personal needs.
from 20%
Interest rate
up to 24 months
Credit term
30,000,000 soum
Loan amount
Consumer loan
Temporarily suspended
20%
Interest rate
up to 60 months
Credit term
up to 500 BCV
Loan amount
Consumer loan
Consumer loans are issued to citizens aged at least 18 who have a permanent place of residence, as well as income received legally in the Republic of Uzbekistan.
30%
Interest rate
up to 48 months
Credit term
up to 80 mln. soums
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126601273012687.7
EUR130001390013790.26
GBP152001620016119.72
JPY709081.48
CHF135001450013957.87
As of 21.05.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001273012687.7
EUR130001390013790.26
GBP152001620016119.72
JPY709081.48
CHF135001450013957.87
As of 21.05.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126601273012687.7
EUR130001390013790.26
GBP152001620016119.72
JPY709081.48
CHF135001450013957.87
As of 21.05.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126701273012687.7
As of 21.05.2024 09:00:00

New documents

Main On the map
Contacts
Call center
Work schedule: MO-FR 08:00-20:00
Helpline
Work schedule: MO-FR 09:00-18:00
Compliance phone
1285 (internal: 1266)
Work schedule: MO-FR 09:00-18:00
Website menu
Click to listen highlighted text! Powered by X