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Update: 8 August 2023, 16:41

Car Loan

Allocated for the purchase of cars

23,9%
Interest rate
60 months
Credit term
2000 BCV
Loan amount

About loan

Borrower: Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Purpose of the loan:  

1.Allocated for the purchase of cars

The borrower must submit the following documents to the bank:

  • ID card or passport;
  • stable income;
  • contract of purchase.

Loan security:

  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Loan term: 60 months.

Minimum down payment:
10% 20% 30%
Annual interest rate: 25,9% 24,9% 23,9%
For the employees of budgetary organizations involved in a salary project for the first time:

23,9% 22,9% 21,9%

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
23,9%
Loan amount
2000 BCV
Loan target
Allocated for the purchase of cars
Submission form
By crediting to the card, Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Annuity
Credit term
60 months
Loan processing method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
300 000 000
soum
from 1 million soum
to 660 million soum
Loan term
36
months
from 12 month
to 60 month
Interest rate
25.9
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • stable income;
  • contract of purchase.
Requirements

Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Credit support
  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Documents

Auto loan contract template
Size: 93.00 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Credit term
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0%
Interest rate
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The loan is allocated to individuals with a stable income.

18%
Interest rate
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Credit term
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26-29%
Interest rate
up to 24 months
Credit term
up to 30 mln. soums
Loan amount
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The loan is allocated to clients of the bank who are aged 21 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable income.
26%-27%-28%
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12-24-36 months
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Interest rate
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Interest rate
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Credit term
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Loan amount
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24%
Interest rate
up to 12 months
Credit term
100 BCV
Loan amount
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Online microcredit - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
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Interest rate
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Loan amount
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27%
Interest rate
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Credit term
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Loan amount
Exchange Rates
  • At the exchange office
  • In the application
  • At an ATM
Currency Purchase Sale Rate of the Central Bank
USD 12180 12265 12206.13
EUR 12100 13200 12981.22
GBP 14500 16000 14926.88
JPY 70 90 82.14
CHF 12900 14200 13414.8
As of 26.09.2023 09:00:00
Currency Purchase Sale Rate of the Central Bank
USD 12180 12265 12206.13
EUR 12100 13200 12981.22
GBP 14500 16000 14926.88
JPY 70 90 82.14
CHF 12900 14200 13414.8
As of 26.09.2023 09:00:00
Currency Purchase Sale Rate of the Central Bank
USD 11800 12265 12206.13
EUR 12100 13200 12981.22
GBP 14500 16000 14926.88
JPY 70 90 82.14
CHF 12900 14200 13414.8
As of 26.09.2023 09:00:00

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