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Update: 5 April 2024, 17:07

Car Loan

Allocated for the purchase of cars

from 27%
Interest rate
60 months
Credit term
2000 BCV
Loan amount

About loan

Borrower: Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Purpose of the loan:  

1.Allocated for the purchase of cars

The borrower must submit the following documents to the bank:

  • ID card or passport;
  • stable income;
  • contract of purchase.

Loan security:

  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Loan term: 60 months.

Minimum down payment:
10% 20% 30%
Annual interest rate: 28% 27% 26%
For the employees of budgetary organizations involved in a salary project for the first time:

24% 23% 22%

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
from 27%
Loan amount
2000 BCV
Loan target
Allocated for the purchase of cars
Submission form
By crediting to the card, Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Annuity
Credit term
60 months
Loan processing method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
300 000 000
soum
from 1 million soum
to 660 million soum
Loan term
36
months
from 12 month
to 60 month
Interest rate
26
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • stable income;
  • contract of purchase.
Requirements

Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Credit support
  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Documents

Auto loan contract template
Size: 93.00 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

Other loans

Microloan

For individuals aged 21 to 60 years who are bank clients and self-employed without official income



26%-28%
Interest rate
up to 36 months
Credit term
up to 6.8 million soums
Loan amount

Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 27%
Interest rate
up to 36 months
Credit term
up to 100 mln. soums
Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank
27-31%
Interest rate
up to 24 months
Credit term
up to 30 mln. soums
Loan amount
Microloan
Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
27%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Microloan
Individuals who are self-employed individuals aged between 18 and 60 who are bank clients and live in the neighborhoods attached to JSCB “Microcreditbank” by the government.

from 22%
Interest rate
up to 48 months
Credit term
Up to 15 million soums.
Loan amount
Education loan

Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.

0%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan
Temporarily suspended
14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Microloan
Overdraft is provided to employees of enterprises and organizations serviced by the Mikrokreditbank of Uzbekistan to salary plastic cards for personal needs.
26%
Interest rate
up to 12 months
Credit term
100 BCV
Loan amount
Consumer loan
Temporarily suspended
20%
Interest rate
up to 60 months
Credit term
up to 500 BCV
Loan amount
Consumer loan
Consumer loans are issued to citizens aged at least 18 who have a permanent place of residence, as well as income received legally in the Republic of Uzbekistan.
30%
Interest rate
up to 48 months
Credit term
up to 80 mln. soums
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126801275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126801275012697
EUR130001390013547.7
GBP152001620015836.97
JPY709082.23
CHF135001450013966.56
As of 19.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126901275012697
As of 19.04.2024 09:00:00

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