About loan
Borrower: Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.
Purpose of the loan:
1.Allocated for the purchase of cars
The borrower must submit the following documents to the bank:
- ID card or passport;
- stable income;
- contract of purchase.
Loan security:
- Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
- Other types of security within the law.
Loan term: 60 months.
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Minimum down payment: |
25% | 50% | |
| Annual interest rate: | 27% | 25% | |
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For the employees of budgetary organizations involved in a salary project for the first time: |
The annual interest rate on the loan is determined based on the package of services for employees of a budget organization. |
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*In case of an increase in the volume of problematic loans, certain restrictions may be imposed in specific Banking Service Centers and Banking Service Offices.
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Terms and Conditions
- ID card or passport;
- stable income;
- contract of purchase.
Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.
- Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
- Other types of security within the law.
Documents
Format: doc
Format: pdf
Other loans
Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.
Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan
Microloan
The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.
Temporarily suspended
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank.
A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students
Applications for educational loans can be submitted online through the website talim-krediti.mf.uz and the single portal (my.gov.uz).
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students.
The loan is allocated to clients of the bank who are aged 18 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable official income and to clients who are self-employed without official income.
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12880 | 12980 | 12938.11 |
| EUR | 13500 | 14500 | 14076.66 |
| GBP | 16000 | 17000 | 16767.79 |
| JPY | 70 | 90 | 87.33 |
| CHF | 14000 | 15000 | 14665.73 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12500 | 12980 | 12938.11 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12890 | 12970 | 12938.11 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12880 | 12980 | 12938.11 |
New documents
Deposit contract template
Micro loan contract template
