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Update: 22 July 2024, 17:24

Car Loan

Allocated for the purchase of cars

from 27%
Interest rate
60 months
Credit term
2000 BCV
Loan amount

About loan

Borrower: Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Purpose of the loan:  

1.Allocated for the purchase of cars

The borrower must submit the following documents to the bank:

  • ID card or passport;
  • stable income;
  • contract of purchase.

Loan security:

  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Loan term: 60 months.

Minimum down payment:
30% 40% 50%
Annual interest rate: 29% 28% 27%
For the employees of budgetary organizations involved in a salary project for the first time:

The annual interest rate on the loan is determined based on the package of services for employees of a budget organization.
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
from 27%
Loan amount
2000 BCV
Loan target
Allocated for the purchase of cars
Submission form
By crediting to the card, Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
60 months
Loan processing method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
300 000 000
soum
from 1 million soum
to 660 million soum
Loan term
36
months
from 12 month
to 60 month
Interest rate
26
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • stable income;
  • contract of purchase.
Requirements

Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Credit support
  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Documents

Auto loan contract template
Size: 93.00 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Auto loan
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from 28%
Interest rate
up to 60 months
Credit term
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Loan amount
Auto loan

Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan

from 28%
Interest rate
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Credit term
2000 BCV
Loan amount

Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 28%
Interest rate
up to 36 months
Credit term
up to 100 mln. soums
Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank. 

Temporarily suspended. Technical work is in progress!
27-31%
Interest rate
up to 24 months
Credit term
up to 50 mln. soums
Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
up to 18%
Interest rate
up to 20 years
Credit term
420 mln. soums
Loan amount
Mortgage loan

A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions

18%
Interest rate
20 years
Credit term
120 mln. soums
Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
26%
Interest rate
15 years
Credit term
4000 BCV
Loan amount
Education loan
Temporarily suspended
14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan

Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.

0%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Microloan
Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
27%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126001267012610.04
EUR130001390013720.98
GBP155001650016275.78
JPY709080.13
CHF135001450014179.74
As of 22.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001267012610.04
EUR130001390013720.98
GBP155001650016275.78
JPY709080.13
CHF135001450014179.74
As of 22.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126001267012610.04
EUR130001390013720.98
GBP155001650016275.78
JPY709080.13
CHF135001450014179.74
As of 22.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126001267012610.04
As of 22.07.2024 09:00:00

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