About loan
Borrower: Loan is allocated to individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.
Loan term:
- up to 12 months;
- up to 24 months;
- up to 36 months;
- up to 48 months;
- up to 60 months.
|
Term |
Annual interest rate |
|
up to 12 months up to 24 months
up to 36 months up to 48 months up to 60 months |
25% 26% 27% 28% 29% |
Interest rates for employees of budgetary organizations:
The annual interest rate on the loan is determined based on the package of services for employees of a budget organization.
Maximum loan amount:
- up to 150 times the amount of the basic calculation value (BCV) (on the basis of a guarantee or insurance policy);
- from 150 times the amount of the basic calculation value (BCV) up to 100 million soums (on the basis of liquid collateral).
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Terms and Conditions
- ID card or passport;
- stable income;
- loan security documents.
Loan is allocated to individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.
- guarantees of third parties;
- insurance policy;
- Other types of security within the law.
Documents
Format: doc
Format: pdf
Other loans
Allocated for the purchase of cars
Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.
Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan
Temporarily suspended
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank.
A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students
Applications for educational loans can be submitted online through the website talim-krediti.mf.uz and the single portal (my.gov.uz).
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students.
The loan is allocated to clients of the bank who are aged 18 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable official income and to clients who are self-employed without official income.
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12920 | 13010 | 12929.37 |
| EUR | 13500 | 14500 | 13963.72 |
| GBP | 16000 | 17000 | 16718.97 |
| JPY | 80 | 100 | 85.91 |
| CHF | 14000 | 15000 | 14630.95 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12500 | 13010 | 12929.37 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12930 | 13000 | 12929.37 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12920 | 13010 | 12929.37 |
New documents
Deposit contract template
Micro loan contract template
