Microloan

About loan

Borrower: Loan is allocated to individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Loan term:

• up to 12 months;
• up to 24 months;
• up to 36 months.

Annual interest rate:

• 26% (for the employees of budgetary organizations 23%);
• 27% (for the employees of budgetary organizations 24%);
• 28% (for the employees of budgetary organizations 25%).

Maximum loan amount:

• up to 150 times the amount of the basic calculation value (BCV) (on the basis of a guarantee or insurance policy);
• from 150 times the amount of the basic calculation value (BCV) up to 50 million soums (on the basis of liquid collateral).