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Update: 13 February 2024, 18:30

Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 36 months up to 50 million soums.

26%, 27% and 28%
Interest rate
up to 36 months
Credit term
up to 50 mln. soums
Loan amount

About loan

Borrower: Loan is allocated to individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Loan term:

  • up to 12 months;
  • up to 24 months;
  • up to 36 months.
Annual interest rate:

Term

Annual interest rate

до 12 месяцев

до 24 месяцев

до 36 месяцев

 30%

31%

32%


Interest rates for employees of budgetary organizations:

Term

Annual interest rate

up to 12 months

up to 24 months

up to 36 months

24%

25%

26%


Interest rate for individual entrepreneurs:
.

Term

Annual interest rate

up to 12 months

up to 24 months

up to 36 months

26%

27%

28%

Maximum loan amount:

  • up to 150 times the amount of the basic calculation value (BCV) (on the basis of a guarantee or insurance policy);
  • from 150 times the amount of the basic calculation value (BCV) up to 50 million soums (on the basis of liquid collateral).
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
26%, 27% and 28%
Loan amount
up to 50 mln. soums
Loan target
For personal needs
Submission form
Cash, By crediting to the card
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 36 months
Loan processing method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
25 000 000
soum
from 100 thousand soum
to 50 million soum
Loan term
12
months
from 1 month
to 36 month
Interest rate
28
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • stable income;
  • loan security documents.
Requirements

Loan is allocated to individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Credit support
  • guarantees of third parties;
  • insurance policy;
  • Other types of security within the law.

Documents

Micro loan contract template
Size: 98.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

Other loans

Consumer loan

The loan is allocated to individuals with a stable income.

20%
Interest rate
up to 60 months
Credit term
up to 500 BCV
Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank
27-31%
Interest rate
up to 24 months
Credit term
up to 30 mln. soums
Loan amount
Microloan
The loan is allocated to clients of the bank who are aged 21 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable income.
26%-27%-28%
Interest rate
12-24-36 months
Credit term
Up to 50 million soums
Loan amount
Microloan

For individuals aged 21 to 60 years who are bank clients and self-employed without official income



26%-28%
Interest rate
up to 36 months
Credit term
up to 6.8 million soums
Loan amount
Microloan
Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
27%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Education loan

Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.

0%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan
Granted to students of higher educational institutions recommended or accepted for study on a paid contract basis in the direction of education bachelor's and master's degrees.
14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Microloan
Overdraft is provided to employees of enterprises and organizations serviced by the Mikrokreditbank of Uzbekistan to salary plastic cards for personal needs.
26%
Interest rate
up to 12 months
Credit term
100 BCV
Loan amount
Microloan
Online microcredit - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
26%
Interest rate
up to 3 months
Credit term
up to 1,5 mln. soums
Loan amount
Consumer loan
Consumer loans are issued to citizens aged at least 18 who have a permanent place of residence, as well as income received legally in the Republic of Uzbekistan.
30%
Interest rate
up to 48 months
Credit term
up to 80 mln. soums
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD124501254012508
EUR130001390013574.93
GBP152001620015855.14
JPY709083.29
CHF140001500014259.01
As of 23.02.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD120001254012508
EUR130001390013574.93
GBP152001620015855.14
JPY709083.29
CHF140001500014259.01
As of 23.02.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD124501254012508
EUR130001390013574.93
GBP152001620015855.14
JPY709083.29
CHF140001500014259.01
As of 23.02.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125101254012508
As of 23.02.2024 09:00:00

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Compliance phone
1285 (internal: 1266)
Work schedule: MO-FR 09:00-18:00
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