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Loans for replenishment of working capital

For private entrepreneurs, dehkan farms and legal entities that are small business entities.

from 25%
Interest rate
up to 36 months
Credit term
cost of the project
Loan amount

About loan

Loans for replenishment of working capital
Borrowers:
For private entrepreneurs, dehkan farms and legal entities that are small business entities
Credit currency:
in national and foreign currency (US dollar, EU)
Loan term and percentage:
  • 12 months or less at least 25% per annum / 10% per annum in foreign currency
  • More than 12 months - at least 26% per annum / 11% per annum in foreign currency.
*Loans are issued under long-term General Agreements, with the condition of repayment every 12 months, through a short-term revolving credit line
Loan amount:
based on the cost of the project
Types of collateral
pladge of property;
third party guarantee;
credit risk insurance policies and others;
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
from 25%
Loan amount
cost of the project
Loan target
Loans for replenishment of working capital
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 36 months
Loan processing method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
400 000 000
soum
from 50 million soum
to 1 billion soum
Loan term
24
months
from 1 month
to 36 month
Interest rate
25
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents

Loan documents.

Requirements

Loans are issued under long-term General Agreements, with the condition of repayment every 12 months, through a short-term revolving credit line.

Credit support
  1. pladge of property;
  2. third party guarantee;
  3. credit risk insurance policies and others.

Other loans

Consumer loan

For the development of entrepreneurship among the population in mahallas, for the purchase of equipment and fixed assets, as well as for replenishing working capital.

from 24%
Interest rate
to 60 months
Credit term
Up to 50.0 million UZS.
Loan amount
Consumer loan

Small business entities, including farm enterprises, young entrepreneurs engaged in or wishing to start entrepreneurial activities in the field of agriculture

from 10%
Interest rate
up to 10 years
Credit term
350 thousand US dollars
Loan amount
Consumer loan

Individual entrepreneurs and legal entities engaged in entrepreneurial activities in trade and services

From 24%
Interest rate
Up to 24 months
Credit term
Up to 300 million soums
Loan amount
Consumer loan

Individual entrepreneurs and legal entities that are business entities

21%
Interest rate
up to 36 months
Credit term
5 billion soums
Loan amount
Consumer loan

For private entrepreneurs, dehkan farms and legal entities that are small business entities.

from 25%
Interest rate
up to 60 months
Credit term
cost of the project
Loan amount
Consumer loan

For private entrepreneurs, dehkan farms and legal entities that are small business entities.

26%
Interest rate
up to 12 monts
Credit term
up to 100 million soums
Loan amount
Consumer loan

Legal entities that are small business entities.

from 25%
Interest rate
up to 12 monts
Credit term
up to 2 billion sums
Loan amount
Consumer loan

To all legal entities.

from 25%
Interest rate
up to 60 days
Credit term
according contract
Loan amount
Consumer loan

Business entities operating in industry or in the service sector.

Temporarily suspended

14%
Interest rate
up to 84 months
Credit term
cost of the project
Loan amount
Consumer loan

Borrowers: enterprises engaged in export activities.

4%
Interest rate
up to 12 monts
Credit term
cost of the project
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD119401205012025.22
EUR135001420013969.7
GBP157001670015860.06
JPY7010078.2
CHF147001570015054.11
As of 30.10.2025 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD115001205012025.22
As of 30.10.2025 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD119501201012025.22
As of 30.10.2025 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD119701202012025.22
As of 30.10.2025 09:00:00

New documents

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Helpline
Work schedule: MO-FR 09:00-18:00
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(Internal number: 1265)
Work schedule: MO-FR 09:00-18:00
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