JSCB "Microcreditbank" will provide loans on preferential terms within the framework of the "Mahallaga Kumak" credit module to support entrepreneurial projects and business development.
Loans are provided in two categories depending on the size of the business project.
Entrepreneurs can obtain a loan up to the equivalent of 5 billion soums under the following conditions:
• Loan amount: up to the equivalent of 5 billion soums;
• In the national currency: 21 percent per annum;
• In foreign currency: 12 percent per annum;
• Benefit period: up to 12 months.
Upon submission of the decision of the district (city) headquarters "On increasing public income through the creation of sustainable jobs and the accelerated development of small and medium-sized businesses," the portion of the annual interest rate exceeding 14 percent for loans allocated in national currency and 6 percent for loans allocated in foreign currency shall be compensated for up to 2 years.
The following conditions have been established for financing business projects with a loan amount exceeding 5 billion soums and up to 10 billion soums:
• Loan amount: over 5 billion soums, up to the equivalent of 10 billion soums;
• In national currency: 24 percent per annum;
• In foreign currency: 12 percent per annum;
• Benefit period: up to 12 months.
Upon submission of a decision by the relevant district (city) headquarters, the portion of the annual interest rate exceeding 18 percent for loans allocated in national currency and 8 percent for loans allocated in foreign currency shall be covered by compensation for up to 2 years.
In which regions does the credit module operate?
The "Mahallaga Kumak" credit module is valid in the following regions:
• Republic of Karakalpakstan: Khojeyli and Chimbay districts;• Andijan region: Marhamat and Pakhtaabad districts;
• Bukhara region: all cities and districts;
• Jizzakh region: Zafarabad and Arnasay districts;
• Kashkadarya region: Kamashi and Karshi districts;
• Navoi region: Khatirchi district;
• Namangan region: Mingbulak and Uychi districts;
• Samarkand region: Narpay and Pakhtachi districts;
• Surkhandarya region: Angor and Muzrabat districts;
• Syrdarya region: Bayaut district;
• Tashkent region: Akkurgan and Pskent districts;
• Fergana region: Uchkuprik and Furkat districts;
• Khorezm region: Khiva city;
• Tashkent city: Yashnabad district.
For more detailed information on loan terms, required documents, and financing options, please contact the relevant regional banking service offices of MKBANK.
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