Promotion of the Year: Gifts await you!

Joint-stock commercial bank "Microcreditbank" is holding the "Microcreditbank 20 years old!" campaign for cardholders of the international payment system "MasterCard."

The promotion is carried out in 2 stages.

Stage I: from January 15 to May 1, 2026

Stage II: from May 15 to August 31, 2026

Citizens of the Republic of Uzbekistan aged 18 and over, foreign citizens holding a residence permit in the Republic of Uzbekistan, and stateless persons holding a residence permit in the Republic of Uzbekistan can participate in the promotion.

Bank employees and their close relatives are prohibited from participating in the promotion.

Having a bank card of the international payment system "MasterCard" issued by the bank during or before the implementation of the promotion, and using this bank card monthly during the promotion period, at least:

• Mastercard Standard for cardholders - at least 25 (twenty-five) US dollars or more than 300,000 (three hundred thousand) soums per month;
• Mastercard World Black Edition cardholders - at least 25 (twenty-five) US dollars or more than 300,000 (three hundred thousand) soums per month;
• For Mastercard World Elite cardholders, persons who have made transactions worth at least 25 (twenty-five) US dollars or more than 300,000 (three hundred thousand) soums per month will automatically become participants in the promotion.

Transactions such as online and offline payments with the card are included in the promotion.

Each completed transaction is viewed as an opportunity and increases the chances of winning. During the promotion period, winning cards must be in an active state.

To participate in the promotion, payment transactions must be made only through trade and service terminals (offline) and internet sites (online).

Cash withdrawn from the ATM and mutual international money transfers (P2P) between the participant's MKBANK cards do not participate in the promotion. Excludes transfers to other bank cards.

The winner does not have the right to demand the exchange of a certain prize for another prize or its transfer in monetary form.

Except for a 2-person international travel ticket (UEFA CHL Final qualification) and a 2-person Formula-1 (Azerbaijan GP) travel ticket.

Winners will be determined and confirmed by random selection (random.org) by the members of this commission within 10 days after the completion of each stage using a special program or other similar programs.

The Bank has the right to unilaterally make additions and amendments to the procedure for conducting shares, expand or change the composition of winnings.

In this case, 3 (three) working days before their entry into force, the relevant information about this is posted on the official website of the Bank.

The names and photos of the winners of the promotion will be posted on the official website of the Bank - www.mkbank.uz and on social networks.

The date and time of awarding the prizes will be determined by the organizers of the promotion.

• Winnings in the promotion will be presented by responsible persons at the head office of the bank (Tashkent city, Mirabad district, Amir Temur Shox street, house 4).
• When accepting the prize, the winner must present an identity document (passport or ID-card of a citizen of the Republic of Uzbekistan, residence permit or ID-card of a foreign citizen and stateless person permanently residing in the Republic of Uzbekistan) and the MKBANK-Mastercard card with which the transaction was made.
• If it is impossible to contact the winner within 30 days, the prize is transferred to the disposal of the Bank, and the prize is canceled. The bank may issue a reissue.

The organizers do not bear responsibility for cases of visa approval or non-approval by foreign embassies for travel voucher winners.

All information related to the promotion can also be obtained by contacting the Bank's Call Center (1285).

Bank Information Service