Deposit “Barakali so’m” at MKBank — open a deposit online with an annual rate of up to 21%

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Purchase

12020

Sale

12110

Exchange rates at the currency exchange office

Currency	Purchase	Sale	CBU
USD	12020	12110	12078.47
EUR	13700	14300	14234.48
RUB		155	155.23
GBP	15500	16500	16334.92
CHF	14700	15700	15345.53
JPY	70	100	77.5

Rate valid as of 26.12.2025 09:00:00

1285, +998 55 503-63-63

Single Call Center

1285 and +998 55 503-63-63

Work schedule: MO-FR 08:00-20:00

Helpline

+998 71 202-99-99

Work schedule: MO-FR 09:00-18:00

All contacts

Trust number department of Anti-corruption control

(Internal number: 1265)

Work schedule: MO-FR 09:00-18:00

Send appeal Contact the Chairman

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Mobile version

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For individuals

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For corporates

Mobile app MKBANK mobile Internet banking Mobile banking SMS banking

NEW

Urgent

Use the "Barakali sum" deposit for a stable income!

Can be opened online

Replenishment

19%

20% - in the mobile application

annual rate

Sum

currency

3 million sum

minimum deposit amount

up to 24 months

deposit term

...

Update: ...

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Deposit — stable passive income

Let your money work for you!

Earn stable passive income every month — simple and reliable.

Everything you save — is yours!

Income from deposits of residents of the Republic of Uzbekistan is exempt from taxation.

Investment security

The Deposit Guarantee Fund in banks of Uzbekistan ensures the stability of the banking system and guarantees the return of citizens’ deposits.

Learn more about the deposit

Annual rate

19% (20% - in the mobile application)

Minimum deposit amount

3 million sum

Deposit currency

Sum

Type of deposit

Urgent

Deposit term

up to 24 months

Additional payment

Available

Interest payment procedure

monthly

Capitalization

Not available

Partial withdrawal

Not available

Method of making a deposit

bank branch, mobile app

Deposit refund

For early full deposit withdrawal

After concluding the deposit agreement:

Partial withdrawal: Allowed after 1 month from the deposit date.

The account must retain at least 3 million sums.

Interest on the deposit can be received monthly.**

If after concluding the deposit agreement:

- The deposit is fully withdrawn within 1 month, no interest is paid, and previously paid interest is deducted from the deposit amount;

- The deposit is fully or partially withdrawn between 2 and 24 months — 19% per annum is paid (20% per annum via the bank's mobile app).

Deposit replenishment condition: within the first 12 months from the date the deposit is opened.

№	Indicators	Conditions
1	Type of Deposit	Fixed-term
2	Currency	National Currency (Sum)
3	Term	Up to 24 months
4	Annual Interest Rate	19% per annum (20% per annum if deposited via the "MAVRID" app)
5	Minimum Amount	3 million sums
6	Maximum Amount	No limit
7	Capitalization	None
8	Additional Contributions	Accepted
9	Form of Deposit	Cash, plastic cards, and via the bank's mobile app
11	Additional Conditions	After concluding the deposit agreement: Partial withdrawal: Allowed after 1 month from the deposit date. The account must retain at least 3 million sums. Interest on the deposit can be received monthly. If after concluding the deposit agreement: - The deposit is fully withdrawn within 1 month, no interest is paid, and previously paid interest is deducted from the deposit amount; - The deposit is fully or partially withdrawn between 2 and 24 months — 19% per annum is paid (20% per annum via the bank's mobile app). Deposit replenishment condition: within the first 12 months from the date the deposit is opened. Interest on the deposit is paid to bank cards issued by JSCB “Mikrokreditbank”.**

Individual clients tariffs

Date: 09.11.2025 04:02:01
Size: 484.29 KB
Format: pdf

Download file

Information Sheet (“Barakali so’m”)

Date: 18.10.2025 15:23:48
Size: 204.02 KB
Format: pdf

Download file

Public Offer Agreement (“Barakali so’m” Online Deposit)

Date: 18.10.2025 15:23:10
Size: 618.57 KB
Format: pdf

Download file

Сбережения в безопасности

Возврат принятых Банком денежных средств во вклад в размере до 200 000 000,00 (двухсот миллионов) сум

Гарантируется Агентством по гарантированию вкладов в соответствии с Законом Республики Узбекистан «О гарантиях защиты вкладов в банках» № ЗРУ-1031 от 18.02.2025 г. Сумма превыщаюшая указанный лимит, подлежит возврату Банком в соответствии с договорными обязательствами.

Deposit Application Information sheet

Calculate deposit

Information sheet

How to open a deposit?

Visit the bank

This usually takes about 5 minutes

Complete the documents

We will make a decision within 15 minutes

Receive your income

Start earning after your deposit is credited to the account

Tashkent

Andijan region

Bukhara region

Djizak region

Fergana region

Kashkadarya region

Khorezm region

Namangan region

Navoi region

Republic of Karakalpakstan

Samarkand region

Sirdarya region

Surkhandarya region

Tashkent region

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FAQs

Deposit interest income is paid depending on the type and terms of the deposit. Deposit interest can be received in advance if the terms and conditions of the agreement provide for such possibility, otherwise interest will be paid in accordance with the procedure set forth in the agreement.

Source: Finlit.uz

Withdrawing funds from the deposit ahead of schedule will not always save the interest accrued on it, due to the fact that not all types of deposits provide for such conditions. Deposits that provide this opportunity usually have a low interest rate. Moreover, in case of early withdrawal of funds from this type of deposit, the accrued interest on it for an incomplete month burns out, unless otherwise specified in the agreement.

Source: Finlit.uz

Deposits made online can be replenished at any time using the bank's mobile app. If the deposit is opened directly in the bank, and under the terms of such a deposit the possibility of its replenishment is provided, then you can replenish your deposit. Some banks give such an opportunity only for the first 3-6 months.

Source: Finlit.uz

Capitalization of interest is the addition of interest accrued during the period to the principal amount of the deposit and the subsequent accrual of income on the amount of the deposit and the amount of interest added to it. In other words, accrual of interest on interest.

Source: Finlit.uz