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JSCB “Microcreditbank”
O’zbekchaQaraqalpaqshaЎзбекчаРусскийEnglish
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JSCB “Microcreditbank”
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Purchase
12020
Sale
12110
Exchange rates at the currency exchange office
CurrencyPurchaseSaleCBU
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12020
12110
12078.47
EUR
13700
14300
14234.48
RUB
155
155.23
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15500
16500
16334.92
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14700
15700
15345.53
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70
100
77.5
Rate valid as of 26.12.2025 09:00:00
1285, +998 55 503-63-63
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Work schedule: MO-FR 08:00-20:00
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Trust number department of Anti-corruption control
(Internal number: 1265)
Work schedule: MO-FR 09:00-18:00
Send appealContact the Chairman
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MY BANK
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Mavrid
  1. Main
  2. Individual clients
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  4. Omonat Card
  1. Main
  2. Individual clients
  3. Plastic cards
  4. Omonat Card

Omonat Card

UZS

Get your modern digital deposit card right now!

Soum
Personal
Virtual
Omonat Card
Free
card issuance
5 years
validity period
0 UZS
service fee
...
Update: ...
Advantages
About the card
How and where to open a card?
Order a card
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Individual clients tariffsGold bars
Convenient Overdraft

Do you have a lot of expenses but not enough funds?

Solve the problem with the “Convenient Overdraft” loan.

Convenient Overdraft
Loan details
You asked — we delivered

Starting from June 1, 2025, the free P2P transfer limit in the MAVRID mobile app has been increased to 5 million UZS.

Now sending money to your friends and loved ones is even faster and more convenient.

You asked — we delivered
Another convenience for MKBANK customers

Now card users can remotely block and unblock their cards using the MAVRID mobile app.


Another convenience for MKBANK customers

Learn more about the card

Deposit term
Up to 2 years
Minimum deposit amount
1,000,000 UZS
Annual interest rate
21% per annum
Deposit placement method

Cash only through bank branches (The client can re-deposit accrued interest via the “Mavrid” mobile app).

If the deposit is withdrawn after the contract is signed:

  • Within the first 3 months – no interest is paid;
  • From 3 to 12 months – 17% per annum;
  • From 12 to 24 months (inclusive) – 21% per annum, previously paid interest is deducted from the deposit amount.
Additional terms
  • Additional contributions are accepted only in cash via bank branches;
  • Incoming transfers (P2P) from other cards or sources to the deposit card are prohibited;
  • Only accrued interest and deposit amounts (at term-end or early withdrawal) can be credited to the deposit card;
  • All spending operations are allowed within the available card balance;
  • Withdrawal of the deposit and interest at the end of the term – free of charge;
  • Withdrawal of accrued interest and principal before or at term-end via MKB ATMs or bank branches – free of charge;
  • Maximum deposit amount – unlimited;
  • Capitalization – not available;
  • Partial early withdrawal – not available;
  • Depositing cash to the deposit card via ATMs or bank branches – allowed.
№ Indicators Terms
1 Card validity period 5 years
2 Card issuance fee Free
3 Deposit term Up to 2 years
4 Minimum deposit amount 1,000,000 UZS
5 Annual interest rate 21% per annum
6 Deposit placement method Cash only through bank branches
(The client can re-deposit accrued interest via the “Mavrid” mobile app)
7 Additional terms If the deposit is withdrawn after the contract is signed:
– Within the first 3 months – no interest is paid;
– From 3 to 12 months – 17% per annum;
– From 12 to 24 months (inclusive) – 21% per annum, previously paid interest is deducted from the deposit amount.

Additional contributions are accepted only in cash via bank branches;
Incoming transfers (P2P) from other cards or sources to the deposit card are prohibited;
Only accrued interest and deposit amounts (at term-end or early withdrawal) can be credited to the deposit card;
All spending operations are allowed within the available card balance;
Withdrawal of the deposit and interest at the end of the term – free of charge;
Withdrawal of accrued interest and principal before or at term-end via MKB ATMs or bank branches – free of charge;
Maximum deposit amount – unlimited;
Capitalization – not available;
Partial early withdrawal – not available;
Depositing cash to the deposit card via ATMs or bank branches – allowed.
IMPORTANT!
Never share your PIN code with others!
Этот код является конфиденциальной информацией, которую должен знать только владелец карты. Ни сотрудники банка, ни представители правоохранительных органов, ни продавцы не имеют права требовать от вас ПИН-код. В случае потери или кражи карты немедленно уведомьте об этом свой банк. При определённых обстоятельствах может потребоваться подать заявление в правоохранительные органы или предоставить письменное подтверждение утраты.
Issue card
Free
Service fee
0 UZS
Expiration date
5 years
Security deposit
-
Currency
Uzbekistan soum
Required documents

Required documents: ID card or passport.

Tariffs

Card issuance: Free;
Re-issuance/replacement of a new card in case of loss, damage, or expiration:
40,000 UZS;

Instructions

Reminder for Bank Card Holders

After receiving a bank card, each cardholder sets a unique PIN code — one of the security measures. PIN (Personal Identification Number) is a code that confirms the cardholder’s right to manage the funds on the card account and perform card transactions.

The cardholder sets two passwords for their plastic card:

  • First password — for withdrawing funds from the card;
  • Second password — for depositing funds onto the card.

Attention!

  1. If the PIN code is entered incorrectly three times in a row, the card will be automatically blocked. To unblock the card, visit the branch where it was issued with an identification document.
  2. If your UZS-denominated plastic card is lost or stolen, immediately notify the bank. Based on your request, the card will be added to the stop-list.
Individual clients tariffs
Date: 09.11.2025 04:02:01
Size: 484.29 KB
Format: pdf
Download file
Order a card

How to order a card?

1
Visit the nearest bank branch
Go to the nearest bank branch and submit an application to open a card
2
Wait for your card to be produced
Your card will be ready within 3 business days
Receive your ready card
Return to the bank branch and collect your card in person
1
Fill out the application
It usually takes about 5 minutes
2
After your application is approved
Your card will be ready within 3 business days
Pick up your card at the nearest branch
Don’t forget to bring your ID with you
1
Install the app
Download the MAVRID mobile app and complete identification
Install
2
Order your card online
Enter the required details in the "Card order" section of the MAVRID mobile app and select the nearest bank branch
Pick up your card at the nearest branch
Collect your ready card from the branch
Open a card at the nearest branch
Offices and ATMs
Tashkent
Tashkent
Andijan region
Bukhara region
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Fergana region
Kashkadarya region
Khorezm region
Namangan region
Navoi region
Republic of Karakalpakstan
Samarkand region
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Surkhandarya region
Tashkent region

Order a card

Fill in contact details
After sending, our manager will contact you.
Your data is protected
Отправляя заявку вы соглашаетесь на обработку персональных данных в соответствии с Политикой конфиденциальности

FAQs

What is a CVV code on bank cards in foreign currency?

The CVV code is a three-digit code on the back of a bank card. As a rule, these are the last three digits of the indicated seven on the back of the card. It is also important to note that for security reasons, it is strongly recommended not to share the CVV code with third parties, as this data makes it possible to manage your card via the Internet.

Source: Finlit.uz

What should I do if I see a purchase on my bank card statement that I did not make?

In such cases, you should block your bank card. To do this, you need to call the call center of the issuing bank or the payment system operator. It is also possible to block the card using the mobile application of the bank or payment organization, as well as on the official websites of payment system operators.

Source: Finlit.uz

Is it possible to cancel a payment if the seller withdrew the amount from the bank card twice?

It is possible to cancel a payment through a trading terminal in certain national payment systems. It should be noted that this operation can be carried out if this service is provided for in the agreement between the merchant and the acquirer.

Source: Finlit.uz

Why do banks charge fees to withdraw cash from ATMs?

According to the law, banks are independent in setting commissions. It should be noted that a certain part of the income from the commission for cashing out funds goes to cover the costs associated with the purchase and maintenance of ATMs, as well as the rental of a place. It is also possible to cash out funds from a bank card account without interest in a servicing bank.

Source: Finlit.uz

Kartam blokka tushib qoldi nima qilishim lozim bo‘ladi?

Kartangiz ochilgan filialga shaxsingizni tasdiqlovchi hujjatingiz bilan boriladi hamda 5 daqiqa ichida kartangizni blokdan yechib beriladi.

Shuningdek, Uzcard plastik kartangizni parolini 3 marotaba noto‘g‘ri kiritgan bo‘lsangiz, bankning mobil ilovasi orqali noto‘g‘ri terilgan parolni mobil ilova orqali bo‘shatish imkoniyati mavjud. Buning uchun bankning mobil ilovasini yuklab olishingiz lozim bo‘ladi.

Other cards

HUMO

HUMO

UZS
40 000 soum
Card issue
5 year
Validity
0 soum
Service fee
Go to the card details
UNIONPAY-UZCARD

UNIONPAY-UZCARD

UZS
CNY
40 000 soum
Card issue
3 year
Validity
0 soum
Service fee
Go to the card details
UZCARD Duo

UZCARD Duo

UZS
40 000 soum
Card issue
5 year
Validity
0 soum
Service fee
Go to the card details
UZCARD Sherdor

UZCARD Sherdor

UZS
NEW
70,000 UZS
Card issuance
5 years
Validity
15% of the BCU
Monthly subscription fee
Go to the card details
HUMO-MASTERCARD

HUMO-MASTERCARD

UZS
USD
40 000 soum
Card issue
3 year
Validity
0 soum
Service fee
Go to the card details
VISA GOLD

VISA GOLD

UZS
USD
45 000 soum
Card issue
3 year
Validity
$0
Insurance deposit
Go to the card details
VISA PLATINUM

VISA PLATINUM

UZS
USD
NEW
150 000 soums
Issuance of cards
3 years
Validity
10$
Insurance deposit
Go to the card details
VISA INFINITE

VISA INFINITE

UZS
USD
NEW
200 000 soums
Issuance of cards
3 years
Validity
$30
Insurance deposit
Go to the card details
Mastercard world black edition

Mastercard world black edition

UZS
USD
NEW
150,000 UZS
Card issuance
5 years
Validity period
10 USD
Insurance deposit
Go to the card details
Mastercard World Elite

Mastercard World Elite

UZS
USD
NEW
200,000 UZS
Card issuance
5 years
Validity period
30 USD
Insurance deposit
Go to the card details
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Opening a deposit is easy!
Download the MAVRID app right now.
Install the Mavrid app from the service that’s convenient for you:
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MAVRID Mobile App for Retail Customers
QR code
Scan the QR code with your smartphone for quick access to all bank services
Opening a deposit is easy!
Opening a deposit is easy!
Free Transfers
Enjoy transfers up to 5 million UZS — completely free!
Install the Mavrid app from the service that’s convenient for you:
Available in Google PlayDownload to App StoreDownload to App Gallery
MAVRID Mobile App for Retail Customers
QR code
Scan the QR code with your smartphone for quick access to all bank services
Free Transfers
Free Transfers
Online Microloan "Ommabop"
Fast and easy! Download the MAVRID app right now.
Install the Mavrid app from the service that’s convenient for you:
Available in Google PlayDownload to App StoreDownload to App Gallery
MAVRID Mobile App for Retail Customers
QR code
Scan the QR code with your smartphone for quick access to all bank services
Online Microloan "Ommabop"
Online Microloan "Ommabop"
Online Education Loan
Don’t delay your studies — start now.
Install the Mavrid app from the service that’s convenient for you:
Available in Google PlayDownload to App StoreDownload to App Gallery
MAVRID Mobile App for Retail Customers
QR code
Scan the QR code with your smartphone for quick access to all bank services
Online Education Loan
Online Education Loan
Virtual cards
Virtual cards in the MAVRID app. Your phone is your wallet.
Install the Mavrid app from the service that’s convenient for you:
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MAVRID Mobile App for Retail Customers
QR code
Scan the QR code with your smartphone for quick access to all bank services
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Banking License N-37 issued by the Central Bank of the Republic of Uzbekistan on the 2nd March 2024.

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