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Update: 30 May 2024, 17:14

Convenience overdraft

Overdraft is provided to employees of enterprises and organizations serviced by the Microcredibank of Uzbekistan to salary plastic cards for personal needs.
from 20%
Interest rate
up to 24 months
Credit term
30,000,000 soum
Loan amount

About loan

Borrower: Individuals who are participants in the payroll project of JSCB "Microcreditbank".

Loan term: up to 24 months.

Annual interest rate:

Term Interest rate   
12 months 20%
24 months  22%

Maximum loan amount: 30,000,000 soums.

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
from 20%
Loan amount
30,000,000 soum
Loan target
For personal needs
Submission form
By crediting to the card
Frequency of payments
Monthly
Repayment method
Annuity
Credit term
up to 24 months
Loan processing method
Bank branch, Mobile app
Grace period
No

Terms and Conditions

Required documents
  • ID card or passport;
  • loan security documents.
Requirements

Individuals who are participants in the payroll project of JSCB "Microcreditbank".

Credit support
  • guarantees of third parties;
  • insurance policy;
  • Other types of security within the law.

Documents

Public offer of loan repayment
Size: 420.81 KB
Format: pdf

Other loans

Auto loan

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from 27%
Interest rate
60 months
Credit term
2000 BCV
Loan amount
Auto loan
Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.
from 28%
Interest rate
up to 60 months
Credit term
3000 BCV
Loan amount
Auto loan

Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan

from 28%
Interest rate
60 months
Credit term
2000 BCV
Loan amount

Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 28%
Interest rate
up to 36 months
Credit term
up to 100 mln. soums
Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank. 

Temporarily suspended. Technical work is in progress!
27-31%
Interest rate
up to 24 months
Credit term
up to 50 mln. soums
Loan amount
Mortgage loan

A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions

18%
Interest rate
20 years
Credit term
120 mln. soums
Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
up to 18%
Interest rate
up to 20 years
Credit term
420 mln. soums
Loan amount
Mortgage loan

Citizen of the Republic of Uzbekistan. In this case, the borrower may or may not have a regular income


from 16.5%
Interest rate
up to 20 years
Credit term
327,25 mln. soums
Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
26%
Interest rate
15 years
Credit term
4000 BCV
Loan amount
Education loan
Temporarily suspended
14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD125601266012614.8
EUR130001390013626.51
GBP152001620016125.5
JPY709080.25
CHF135001450014085.31
As of 14.06.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001266012614.8
EUR130001390013626.51
GBP152001620016125.5
JPY709080.25
CHF135001450014085.31
As of 14.06.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125601266012614.8
EUR130001390013626.51
GBP152001620016125.5
JPY709080.25
CHF135001450014085.31
As of 14.06.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125701266012614.8
As of 14.06.2024 09:00:00

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