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JSCB “Microcreditbank”
O’zbekchaQaraqalpaqshaЎзбекчаРусскийEnglish
The version for the visually impaired
Mobile version
JSCB “Microcreditbank”
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Purchase
11910
Sale
12020
Exchange rates at the currency exchange office
CurrencyPurchaseSaleCBU
USD
11910
12020
11963.23
EUR
13200
14100
13970.66
GBP
15100
16100
15966.13
JPY
70
100
77.27
CHF
14200
15200
14959.65
Rate valid as of 05.12.2025 09:00:00
1285, +998 55 503-63-63
Single Call Center
1285 and +998 55 503-63-63
Work schedule: MO-FR 08:00-20:00
Helpline
+998 71 202-99-99
Work schedule: MO-FR 09:00-18:00
All contacts
Trust number department of Anti-corruption control
(Internal number: 1265)
Work schedule: MO-FR 09:00-18:00
Send appealContact the Chairman
O’zbekchaQaraqalpaqshaЎзбекчаРусскийEnglish
The version for the visually impaired
Mobile version
MY BANK
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Mavrid
  1. Main
  2. Individual clients
  3. Plastic cards
  4. HUMO
  1. Main
  2. Individual clients
  3. Plastic cards
  4. HUMO

HUMO

UZS
The card has all the conveniences for making purchases and paying for services, including online and NFC services.
Soum
Pension
Salary
Personal
Family
Contactless payment
HUMO
40 000 soum
card issue
5 year
validity
0 soum
service fee
1577
Update: 18 November 2025, 11:09
Advantages
About the card
How and where to open a card?
Order a card
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Individual clients tariffsGold bars
Convenient Overdraft

Do you have a lot of expenses but not enough funds?

Solve the problem with the “Convenient Overdraft” loan.

Convenient Overdraft
Loan details
You asked — we delivered

Starting from June 1, 2025, the free P2P transfer limit in the MAVRID mobile app has been increased to 5 million UZS.

Now sending money to your friends and loved ones is even faster and more convenient.

You asked — we delivered
Another convenience for MKBANK customers

Now card users can remotely block and unblock their cards using the MAVRID mobile app.


Another convenience for MKBANK customers

Learn more about the card

Opportunities
The ability to pay for goods and services at trade and service enterprises anywhere, both through trade and virtual terminals
HUMO bank cards are provided free of charge for payroll and pension payments
Online deposits and online loans without leaving home
Security of settlements and storage of funds
Transfers
Transferring funds from card to card through a variety of mobile applications, including through the “MAVRID” application».
  • The ability to pay for goods and services at trade and service enterprises anywhere, both through trade and virtual terminals;
  • HUMO bank cards are provided free of charge for payroll and pension payments;
  • Online deposits and online loans without leaving home;
  • Security of settlements and storage of funds;
  • Transferring funds from card to card through a variety of mobile applications, including through the “MAVRID” application».
IMPORTANT!
Never share your PIN code with others!
Этот код является конфиденциальной информацией, которую должен знать только владелец карты. Ни сотрудники банка, ни представители правоохранительных органов, ни продавцы не имеют права требовать от вас ПИН-код. В случае потери или кражи карты немедленно уведомьте об этом свой банк. При определённых обстоятельствах может потребоваться подать заявление в правоохранительные органы или предоставить письменное подтверждение утраты.
Issue card
40 000 soum
Service fee
0 soum
Expiration date
5 year
Security deposit
-
Currency
Uzbekistan soum
Required documents

Required documents: ID card or passport.

Tariffs

Issuance of cards: 40 000 soums;
Issuance of cards for paying salaries for salary projects, pensions, social payments, scholarships and for opening deposits: free;
Reissue or replacement of cards in case of loss, damage, expiration: 40 000 soums;
Cash withdrawal through cash desks and ATMs of the bank: 1% of the amount;

Instructions

Reminder for bank card holders

When receiving a bank card, each owner establishes his or her unique PIN code, which is one of the security tools. PIN is a personal identification number of a bank card holder, which certifies the right to dispose of the funds accounted on the card account, and confirms that the order is given to the bank card holders.

The bank card holder independently sets the password for withdrawal of funds from the bank card:

  • The first password – is for debiting funds from a plastic card;
  • The second password – is for crediting funds to a plastic card.

Attention!

  1. If the PIN-code is entered incorrectly three times, the card is automatically blocked. Unblocking the card is possible at the branch where the card was issued on the basis of presenting an identity document.
  2. If your bank card is lost or stolen, the first thing to do is to block the card, because if the PIN-code is disclosed, there is a risk of unauthorized actions with the funds in your account by third parties.
Individual clients tariffs
Date: 09.11.2025 04:02:01
Size: 484.29 KB
Format: pdf
Download file
Application template for card blocking (stop list)
Date: 30.06.2022 14:43:13
Size: 55.93 KB
Format: pdf
Download file
Order a card

How to order a card?

1
Visit the nearest bank branch
Go to the nearest bank branch and submit an application to open a card
2
Wait for your card to be produced
Your card will be ready within 3 business days
Receive your ready card
Return to the bank branch and collect your card in person
1
Fill out the application
It usually takes about 5 minutes
2
After your application is approved
Your card will be ready within 3 business days
Pick up your card at the nearest branch
Don’t forget to bring your ID with you
1
Install the app
Download the MAVRID mobile app and complete identification
Install
2
Order your card online
Enter the required details in the "Card order" section of the MAVRID mobile app and select the nearest bank branch
Pick up your card at the nearest branch
Collect your ready card from the branch
Open a card at the nearest branch
Offices and ATMs
Tashkent
Tashkent
Andijan region
Bukhara region
Djizak region
Fergana region
Kashkadarya region
Khorezm region
Namangan region
Navoi region
Republic of Karakalpakstan
Samarkand region
Sirdarya region
Surkhandarya region
Tashkent region

Order a card

Fill in contact details
After sending, our manager will contact you.
Your data is protected
Отправляя заявку вы соглашаетесь на обработку персональных данных в соответствии с Политикой конфиденциальности

FAQs

What is a CVV code on bank cards in foreign currency?

The CVV code is a three-digit code on the back of a bank card. As a rule, these are the last three digits of the indicated seven on the back of the card. It is also important to note that for security reasons, it is strongly recommended not to share the CVV code with third parties, as this data makes it possible to manage your card via the Internet.

Source: Finlit.uz

What should I do if I see a purchase on my bank card statement that I did not make?

In such cases, you should block your bank card. To do this, you need to call the call center of the issuing bank or the payment system operator. It is also possible to block the card using the mobile application of the bank or payment organization, as well as on the official websites of payment system operators.

Source: Finlit.uz

Is it possible to cancel a payment if the seller withdrew the amount from the bank card twice?

It is possible to cancel a payment through a trading terminal in certain national payment systems. It should be noted that this operation can be carried out if this service is provided for in the agreement between the merchant and the acquirer.

Source: Finlit.uz

Why do banks charge fees to withdraw cash from ATMs?

According to the law, banks are independent in setting commissions. It should be noted that a certain part of the income from the commission for cashing out funds goes to cover the costs associated with the purchase and maintenance of ATMs, as well as the rental of a place. It is also possible to cash out funds from a bank card account without interest in a servicing bank.

Source: Finlit.uz

Kartam blokka tushib qoldi nima qilishim lozim bo‘ladi?

Kartangiz ochilgan filialga shaxsingizni tasdiqlovchi hujjatingiz bilan boriladi hamda 5 daqiqa ichida kartangizni blokdan yechib beriladi.

Shuningdek, Uzcard plastik kartangizni parolini 3 marotaba noto‘g‘ri kiritgan bo‘lsangiz, bankning mobil ilovasi orqali noto‘g‘ri terilgan parolni mobil ilova orqali bo‘shatish imkoniyati mavjud. Buning uchun bankning mobil ilovasini yuklab olishingiz lozim bo‘ladi.

Other cards

UNIONPAY-UZCARD

UNIONPAY-UZCARD

UZS
CNY
40 000 soum
Card issue
3 year
Validity
0 soum
Service fee
Go to the card details
UZCARD Duo

UZCARD Duo

UZS
40 000 soum
Card issue
5 year
Validity
0 soum
Service fee
Go to the card details
UZCARD Sherdor

UZCARD Sherdor

UZS
NEW
70,000 UZS
Card issuance
5 years
Validity
15% of the BCU
Monthly subscription fee
Go to the card details
HUMO-MASTERCARD

HUMO-MASTERCARD

UZS
USD
40 000 soum
Card issue
3 year
Validity
0 soum
Service fee
Go to the card details
VISA GOLD

VISA GOLD

UZS
USD
45 000 soum
Card issue
3 year
Validity
$0
Insurance deposit
Go to the card details
VISA PLATINUM

VISA PLATINUM

UZS
USD
NEW
150 000 soums
Issuance of cards
3 years
Validity
10$
Insurance deposit
Go to the card details
VISA INFINITE

VISA INFINITE

UZS
USD
NEW
200 000 soums
Issuance of cards
3 years
Validity
$30
Insurance deposit
Go to the card details
Mastercard world black edition

Mastercard world black edition

UZS
USD
NEW
150,000 UZS
Card issuance
5 years
Validity period
10 USD
Insurance deposit
Go to the card details
Mastercard World Elite

Mastercard World Elite

UZS
USD
NEW
200,000 UZS
Card issuance
5 years
Validity period
30 USD
Insurance deposit
Go to the card details
UZCARD KIDS

UZCARD KIDS

UZS
20 000 soum
Card issue
5 year
Validity
0 soum
Service fee
Go to the card details
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Opening a deposit is easy!
Opening a deposit is easy!
Free Transfers
Enjoy transfers up to 5 million UZS — completely free!
Install the Mavrid app from the service that’s convenient for you:
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Free Transfers
Free Transfers
Online Microloan "Ommabop"
Fast and easy! Download the MAVRID app right now.
Install the Mavrid app from the service that’s convenient for you:
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MAVRID Mobile App for Retail Customers
QR code
Scan the QR code with your smartphone for quick access to all bank services
Online Microloan "Ommabop"
Online Microloan "Ommabop"
Online Education Loan
Don’t delay your studies — start now.
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MAVRID Mobile App for Retail Customers
QR code
Scan the QR code with your smartphone for quick access to all bank services
Online Education Loan
Online Education Loan
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Virtual cards in the MAVRID app. Your phone is your wallet.
Install the Mavrid app from the service that’s convenient for you:
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Banking License N-37 issued by the Central Bank of the Republic of Uzbekistan on the 2nd March 2024.

When using the site materials reference to www.mkbank.uz web site is required.

Last update: 5 December 2025, 16:58 (GMT+5)

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Work schedule: MO-FR 09:00-18:00
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