About the bank

The joint-stock commercial bank "Microcreditbank" was created on the basis of the Decree of the President of the Republic of Uzbekistan dated May 5, 2006 №DP-3750 "On the creation of the joint-stock commercial bank "Microcreditbank".

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Update: 5 December 2025, 17:03

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Mission

Creating new jobs through the development of small business, private entrepreneurship, support for the poor, development of handicrafts and home-based work, especially in rural areas, providing microfinance services to the population.

Detail

Goal

The strategic goal of the bank is to become a commercially successful and customer-oriented credit institution serving a significant share of customers in key market segments for the bank and providing customers with high-quality banking services through digital technologies.

127

Banking service centers and offices
across the Republic of Uzbekistan

You can see the awards our bank has received, which once again confirms the quality and professionalism of the bank's staff.

International and local contests, ratings and many more.

There are vacancies in the head office of Microcredit Bank.
Start working in a new place!
You can get more detailed information in the Career section.

Ensuring compliance with the requirements of the international quality standard ISO 9001:2015 by all employees of the Bank, ensuring compliance with legal requirements and consumer requirements, providing all the resources necessary to complete the tasks.

Statistics

On 1 October 2025

5,670

trillion UZS

total capital

6,429

trillion UZS

issued loans in national currency

90,88

billion UZS

bank profit

2 807 859

bank clients

134

banking service centers

The international rating agency Fitch Ratings has affirmed the long-term credit ratings of JSCB Microcreditbank at “BB-“ with a “stable” outlook.

In July 2021, the rating agency "Ahbor-Reyting" confirmed the individual credit rating of the bank on the national scale "uzA" with a "stable" outlook.

In 2022 year

In 2022, an event was held to rebrand JSCB Microcreditbank.

In 2021 year

In 2021, ATB Microcreditbank received the ISO 9001:2015 Quality Management System Certificate.

In 2020 year

Microcreditbank became the winner in the nomination "Customer Satisfaction and Happiness Awards" of the competition "Global Banking & Finance Awards-2020".

In 2017 year

In 2017, Microcreditbank was recognized as a 5-Diamond Microfinance Bank by the prestigious agency MIX-MARKET (USA).

In 2014 year

In 2014, a loan agreement was signed with the International Fund for Agricultural Development (IFAD) and the Spanish Trust Fund for the allocation of sub-loan funds.

In 2012 year

In 2012, at the first World Summit "Child and Youth Finance International", held in Amsterdam, Microcreditbank was recognized as the leading bank in the provision of financial services for young people.

In 2011 year

MICROFINANZA RATINGS assigned the bank a 'sBB' rating, and Fitch Ratings upgraded the bank from 'B-' to 'B'.

In 2010 year

Microcreditbank has been accepted as a member of the Asian Bankers Association.
At the Bank of the Year Awards-2010 ceremony held that year in London, the Financial Times recognized it as "the best bank of Uzbekistan in 2010".

In 2009 year

The activity of Microcreditbank was highly appreciated by the auditing company PricewaterhouseCoopers.

In 2008 year

According to the results of 2008, according to the conclusion of Fitch Ratings, the bank's rating was assessed as "B-" stable.

In 2007 year

Microcreditbank has been accepted as a member of the International Microfinance Center in Poland.

In 2006 year

Microcreditbank was created on the basis of Tadbirkorbank.

In 2005 year

Tadbirkorbank has become a universal commercial bank providing financial support to small businesses and private entrepreneurship.

In 2003 year

By 2003, the branch network of Tadbirkorbank expanded. The number of clients increased to 41 thousand.