As you know, "Microcreditbank" operates in our country to create new jobs by developing small business, private and individual entrepreneurship, supporting handicrafts and home-based work, creating conditions for the full access of the population to microfinance services, especially in rural areas.
For example, this year, 7 trillion soums of loans have been allocated to all sectors of the national economy due to the resources and all sources of financing attracted by the bank.
Of these, 1.9 trillion soums were allocated for financing investment projects, 2.4 trillion soums for family entrepreneurship development programs, 1.9 trillion soums for small businesses, 1.5 trillion soums for microfinance projects.
As a result of the measures taken and loans allocated in the 1 230 mahallas assigned to the bank, on the basis of their development drivers, a total of 232.7 thousand people were employed, of which 113.7 thousand people were provided with permanent jobs.
This year, the bank has attracted 124 million dollars of resources from international financial institutions, invested 1.1 trillion soums, of which 609 billion soums were attracted by the deposits of the population.
This year, the bank has achieved a number of positive results in supporting entrepreneurship, reducing unemployment and poverty, increasing the incomes of the population.
For example, the bank's client - "Kushkupir parranda" enterprise, through cooperation, distributed chicken feed to 950 households and guaranteed the purchase of poultry.
Another client of the bank is the "Yetti Khazina" enterprise in the Samarkand region, where a thousand households have begun to produce eggs according to the same system.
Also, "Microcreditbank" created a "Micro-Industrial Center" in the Jandar district, and 47 entrepreneurs who previously made furniture at home also invested and switched to industrial production. As a result, 205 jobs were created in one mahalla.
In the new year 2025, with the continuation of such positive work, the work begun in order to satisfy the population and entrepreneurs, entering the neighborhoods, will be brought to a new level.
For this purpose, 7.7 trillion soums of loans will be allocated from all sources, and $260.0 million from international financial institutions will be attracted.
It is expected that the main part of the loan funds, that is, at least 50 percent, will be allocated to small businesses.
Next year, it is planned to implement many startup projects and open venture companies that will bring investment to the country's economy and create new jobs.
To this end, the bank has established a permanent working group to attract funds from foreign financial institutions, with the help of which it will conduct "road shows" abroad with the organization of systematic work with foreign banks, issue Eurobonds, and take measures to improve the bank's rating and bring it in line with international standards.
The main thing is that next year, by using all the opportunities, 320 thousand people will be employed, 131 thousand of them will be employed permanently, 189 thousand will be involved in entrepreneurship.
At the same time, special attention will be paid to the "Sayhunobod," "Uychi," "Zarbdor" and "G'ijduvon" experiments.
The work started in the Bukhara region, which is assigned to the bank, will be continued, and together with all economic departments and regional khokimiyats, work will be coordinated to employ 215 thousand people.
In particular, in order to effectively use the low-income sown areas allocated to the population, by uniting them into large contours, sub-leasing them to "leading entrepreneurs," the production of products will be organized using the cooperative method based on the principle of "One contour - one product."
In 2025, 375.5 billion soums will be allocated under the Family Entrepreneurship Development Program, 390.5 billion soums will be allocated under the Comprehensive Small Business Continuous Support Program, and 200.0 billion soums will be allocated for "First Step for Business" credit products.
Continuing the measures in the framework of ensuring the implementation of the "Kambag'allikdan farovonlik sari" program:
90 thousand people will be lifted out of poverty on the basis of the program;
Stable employment of 60 thousand people will be ensured and a high income will be achieved;
8.2 thousand of them will be trained in education and professions;
Mahalla infrastructure will be improved for 6,3 thousand people;
The living conditions of 1.5 thousand people will be improved.
In addition, a total of 164.1 billion soums will be spent on improving the quality of irrigation systems, electricity and internet in 55 selected mahallas of the most difficult category in order to support entrepreneurship and agriculture.
As a result of the work carried out, by the end of 2025, the poverty level in the Bukhara region will be reduced to 5.4 percent, and the unemployment rate to 4.7 percent.
Also, in 2025, 625.0 billion soums and 25.0 million dollars of loans will be allocated for the development of the poultry industry attached to the bank, full use of their existing capacities and support for project initiators in this area.
In addition, modern complexes for deep processing of poultry meat in Tashkent, Namangan, Samarkand, Bukhara and Khorezm regions, a poultry breeding enterprise will be established in Saykhunabad district and Khorezm region.
In Surkhandarya and Kashkadarya regions, due to the launch of large-scale poultry projects in the meat sector, the number of birds in these regions will reach 1.0 million heads.
Xalqaro konsalting kompaniyalarini jalb qilish orqali parrandachilik sohasini 2025-2027-yillarda rivojlantirish strategiyasi ishlab chiqiladi.
Parrandachilik sohasida mahsulot ishlab chiqarish hajmlarini rejalashtirish, tahlil qilish va kuzatuv mezonlari nazarda tutilgan elektron axborot dasturi ishga tushiriladi.
It should be noted that in order to ensure the implementation of the measures planned by the bank next year, the heads of 124 bank units will conclude an agreement with district and city khokims in the regions to expand 4 experiences in each mahalla and increase the income of the population.
In the agreement, the names of mahallas are clearly indicated, monthly KPIs are assigned to bank managers for project development, loan allocation, and employment of the population.
In order to ensure employment, develop entrepreneurship and reduce unemployment and poverty, 1 post of "mahallabay banker" will be created in every 3-4 mahallas from next year.
Mahalla bankers will study the business potential of the mahalla and help the population fully launch their business projects, in addition, they will hire an assistant agent who knows the apartments well.
At the initiative of mahalla bankers and with the support of hokims, a project fair will be organized in the district twice a month.
The conclusion is that the Microcreditbank team will take all measures to ensure the implementation of the tasks and instructions identified at the videoconference held on December 16, 2024 under the leadership of the head of state, to increase employment, develop entrepreneurship, reduce unemployment and poverty.
Bank Information Service
See also
The annual reporting meeting of the WE-Finance Code initiative was held.
