Report on the work carried out to increase public employment in 2025

Report on the work carried out by Microcreditbank in 2025 to increase employment and reduce poverty

It

should be noted that Microcreditbank carries out its activities in our country to create new jobs by developing small business, private and individual entrepreneurship, supporting handicrafts and home-based work, and expanding microfinance services, especially in rural areas.

In particular, the work carried out in 2025 was briefly reviewed.

In order to carry out activities in 1,062 mahallas assigned to 92 regional branches of the bank, 1,062 assistant agents work on a contractual basis (of which 532 are women and 530 are men) to assist 320 "Mahalla Bankers."

1. Regarding the allocated loans:

In 2025, 10.2 trillion soums were allocated, including 7.9 trillion soums to small and medium-sized businesses and 4.2 trillion soums in loans under programs. Of these,

• 936 billion soums under Resolution No. PP-312;
• "First Step into Business" 456.4 billion soums;
• Family entrepreneurship program - 1.6 trillion soums;
• The "My Mahalla" program costs 1.1 trillion soums.

2. In the field of ensuring public employment:

In 2025, 345,895 people were employed. Of these, 122,066 people were employed permanently, and 223,829 people were involved in entrepreneurship.

3. For micro-projects offered by the Bank to the population:

In 2025, 98,305 jobs were created as a result of 905.1 billion soums in loans allocated for 47,975 micro-projects.

Additionally, project packages worth 318 billion soums were delivered to 11,142 low-income households, providing employment for 16,704 people.

4. Meetings with bank clients (Uychi experiment)

In 2025, 15,809 jobs were created as a result of resolving 13,940 appeals raised during 3,275 meetings with 50,850 bank entrepreneurs.

5. Model projects based on the "One contour - one product" principle.

As a result of allocating 2.9 billion soums in concessional loans for 159 exemplary projects based on the "One contour - one product" principle, profitable and export-oriented products were planted on 1,747 hectares of land leased to the population (5,210 people).

As a result, 34,764 tons of products were grown, of which 2,195 tons were exported, and a total of 211.3 billion soums was received.

6. Implementation of the "From Poverty to Prosperity" program

The heads and deputies of 181 regional branches of the bank improved the income of 412 families and removed them from the social register. Here,

• 137 residents were placed in permanent jobs;
• 84 people were involved in entrepreneurship;
• a loan of 229 million soums was allocated for 2 people;
• 4 people were trained in professions;
• other (social, medical, and educational services and clubs).

The bank's "Mahalla mkb.uz" platform was created and launched to evaluate the effectiveness of work carried out by sub-agents in mahallas.

Mahalla agents assisted in issuing 26.6 thousand plastic cards, 27.8 billion soums in deposits from 131 residents, and 822.3 billion soums in loans to 2,704 residents.

Bank Information Service