The first "National" credit card in Uzbekistan — now at MKBANK!
From June 25 at all MKBANK offices.
Uzbekistan has taken an important step towards the development of cashless payments and modern financial services. The national payment system UZCARD has officially launched its first national credit cards.
Mikrokreditbank (MKBANK) was the first among the country's banks to implement the UZCARD credit card project.
Starting June 25, 2026, UZCARD
credit cards can be issued at all Banking Service Centers and offices of Mikrokreditbank.
A credit card ...
Memorandum was signed between Mikrokreditbank and UZCARD
According to the memorandum, it is planned to introduce credit cards, open a virtual card and introduce several innovations
On May 24, 2023, between the Deputy Chairman of the Board of the Joint-Stock Commercial Bank "Mikrokreditbank" I. Djumaniyazov and the Director of the "United Republic of Processing ...
Microloan "Ommabop" (via the "Mavrid" application)
... application for microloan. At the same time, the customer gets acquainted with the electronic Offer Agreement and signs it electronically.
“On-line” microloans are issued for up to 3 months.
24% annual
Only 50% of the amount of your monthly salary is credited to your plastic card, based on scoring analysis, and deducting one month's monthly loan payments.
Without the need to submit documents to the Bank, the customer must electronically approve the Offer Agreement.
This type of the credit is not given if customers have an ...
Omonat Card
... amount.
Additional contributions are accepted only in cash via bank branches;
Incoming transfers (P2P) from other cards or sources to the deposit card are prohibited;
Only accrued interest and deposit amounts (at term-end or early withdrawal) can be credited to the deposit card;
All spending operations are allowed within the available card balance;
Withdrawal of the deposit and interest at the end of the term – free of charge;
Withdrawal of accrued interest and principal before or at term-end via MKB ATMs or bank branches ...
Mobile app
... mobile phone, can manage his account and track its status.
"Mavrid" mobile application provides reliable and safe service to users.
It includes following facilities:
— free p2p transfers up to 5 million soums;
— ordering and managing a credit card online;
— opportunity of using both deposit and credit services.
The app offers you with 24/7 convenience.
System Capabilities:
payment for the services of mobile operators and city telephony;
payments for the services of Internet providers and ...
MKB Pay - an intelligent platform with a 24/7 automatic debt collection system
... debtor itself - thereby maximizing the scope of recovery.
How it works
A list of UzCard and HUMO cards for each borrower, co-borrower, and guarantor will be formed, and the system will continuously monitor their balance. As soon as money appears on the card:
HUMO - in 1 second,
UzCard - funds are automatically debited in 3–7 seconds and transferred directly to the bank's credit account with an additional commission. The process will continue continuously until the loan debt is fully repaid.
Key Features
Smart balance control
(category 6) - cards are divided into 6 categories based on their behavior, each of which is ...
Loan my makhalla
...
The targeted use of the allocated loan is not subject to verification
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Documents Required from the Borrower
Individuals:
ID card or passport;
Self-employment certificate;
Documents for microloan collateral.
Entrepreneurial entities:
Application;
Business ... ... types of collateral.
(Loan collateral requirements are regulated by the rules of JSCB "Microcreditbank" for forming credit dossiers and processing documents.)
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Loan Collateral
Collateral must cover at least 125% of the loan amount
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Additional ...
Other services
... additional funds in soums for covering commissions;
Submit to the bank a completed application form for opening a letter of credit;
Provide an import contract to the bank.
To Open a Current Account in Foreign Currency, the Legal Entity Must Provide the ... ... Association (copy);
Licenses (if any);
Passport of authorized persons - original (director and chief accountant);
Signature sample cards (issued at the Bank);
Profiles.
List of Correspondent Banks of JSCB Microcreditbank (SWIFT: MICDUZ22):
Nostro Accounts
Other services
... additional funds in soums for covering commissions;
Submit to the bank a completed application form for opening a letter of credit;
Provide an import contract to the bank.
To Open a Current Account in Foreign Currency, the Legal Entity Must Provide the ... ... Association (copy);
Licenses (if any);
Passport of authorized persons - original (director and chief accountant);
Signature sample cards (issued at the Bank);
Profiles.
List of Correspondent Banks of JSCB Microcreditbank (SWIFT: MICDUZ22):
Nostro Accounts
For the development of agriculture
...
13
Borrower
's solvency Based on the scoring requirements established by the regulations for the formation and execution of credit files in the system of JSCB "Mikrokreditbank"
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Special conditions
When creating new jobs in the current year ... ... and hiring employees, the current loan interest rate is reduced by the following amount (my.mehnat.uz salary handbook and bank cards):
- From 5 to 10 jobs-1 percent;
- From 10 to 20 jobs-1.5 percent;
- 20 or more jobs-2 percent.
