About loan
Purpose of the loan: Loan is issued to the female students who are the citizens of the Republic of Uzbekistan, who were recommended or accepted for study on a fee-based contract basis in the form of full-time, part-time and evening bachelor's and master's studies in all higher, secondary special and professional educational organizations, operating in the Republic of Uzbekistan (state, non-state higher, secondary special and professional educational organizations, foreign higher, secondary special and professional educational organizations in the territory of the Republic of Uzbekistan and their branches) and in joint educational programs as well as for the students who transferred their studies.
Annual interest rate: Interest payments are fully covered by the Education Financing Fund under the Ministry of Finance of the Republic of Uzbekistan.
Maturity of main debt: 7 years, starting from the seventh month after the end of the period of formal study in the relevant type of study in an educational institution
Maximum loan amount: The sum specified in the contract.
Collateral and guarantees are not required for educational loans allocated to women from families included in the Unified Register of Social Protection. In this case, the education loan is disbursed under the condition that "Co-borrower" is provided.
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Terms and Conditions
- ID card or passport;
- duly executed agreement (contract) between the student and the educational organization for training on the basis of the payment agreement and the payslip/invoice attached to it
- Certificate of inclusion in “the Unified Register of Social Protection” (for female family members included in the Unified Register of Social Protection);
- other relevant documents specified by law may also be required
Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.
- guarantees of third parties;
- insurance policy;
- Other types of security within the law.
Collateral and guarantees are not required for educational loans allocated to women from families included in the Unified Register of Social Protection. In this case, the education loan is disbursed under the condition that "Co-borrower" is provided.
Documents
Format: pdf
Other loans
Individuals who are self-employed individuals aged between 18 and 60 who are bank clients and live in the neighborhoods attached to JSCB “Microcreditbank” by the government.
For individuals aged 18 to 60 years who are bank clients and self-employed without official income
Microloan
The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank.
A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
Allocated for the purchase of cars
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students
Applications for educational loans can be submitted online through the website talim-krediti.mf.uz and the single portal (my.gov.uz).
The loan is allocated to clients of the bank who are aged 18 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable official income and to clients who are self-employed without official income.
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12300 | 12400 | 12314.71 |
| EUR | 13800 | 14800 | 14579.39 |
| GBP | 16300 | 17300 | 16804.65 |
| JPY | 70 | 100 | 83.62 |
| CHF | 15000 | 16000 | 15629.79 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12100 | 12400 | 12314.71 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12300 | 12370 | 12314.71 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12300 | 12400 | 12314.71 |
New documents
Deposit contract template
Micro loan contract template
