About loan
|
№ |
Indicator |
Conditions |
|
1 |
Borrower |
Individuals with a regular income / participants of the salary project of JSCB “Miсroсreditbank” |
|
2 |
Term |
up to 24 months |
|
3 |
Loan Currency |
National currency |
|
4 |
Annual interest rate |
30% |
|
5 |
Repayment method |
Differentiated |
|
6 |
The minimum amount of loan |
500,000 (Five hundred thousand) sum |
|
7 |
The maximum amount of the loan |
30,000,000 (Thirty million) sum |
|
8 |
Debt from a previously allocated loan/microloan |
There should be no overdue debt |
|
9 |
Loan provision |
Insurance policy against the risk of non-repayment of the loan |
|
10 |
Special conditions |
- - The client must have legal income for at least 6 months of work; - The Debt Burden Ratio should not be less than 50%; - Loan is allocated based on the result of a positive scoring analysis. |
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Terms and Conditions
Online microloan is issued by the bank in cashless form to the bank card through the application "Mavrid" in the national currency - "soum" for a period of up to 3 months.
- The debtor has no overdue debts on other loans.
- An individual receiving an online microloan must have been working at the workplace for at least 6 months.
Documents
Format: doc
Format: pdf
Other loans
Allocated for the purchase of cars
Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.
Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan
Microloan
The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.
A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students
Applications for educational loans can be submitted online through the website talim-krediti.mf.uz and the single portal (my.gov.uz).
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students.
The loan is allocated to clients of the bank who are aged 18 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable official income and to clients who are self-employed without official income.
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12900 | 12990 | 12953.2 |
| EUR | 13500 | 14500 | 14058.11 |
| GBP | 16000 | 17000 | 16745.9 |
| JPY | 70 | 90 | 86.95 |
| CHF | 14000 | 15000 | 14643 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12500 | 12990 | 12953.2 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12910 | 12980 | 12953.2 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12900 | 12990 | 12953.2 |
New documents
Deposit contract template
Micro loan contract template
