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“Сomfort” car loan

Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan

26%
Interest rate
60 months
Credit term
up to 824 000 000 soums
Loan amount

About loan

It is allocated to citizens of the Republic of Uzbekistan who are 18 years old and not older than 60 years on the day of applying for a car loan.

Borrower:Self-employed citizens of the Republic of Uzbekistan aged 18 to 60 who have no official income are allocated funds for the purchase of passenger vehicles in the primary and secondary markets.

The borrower must submit the following documents to the bank:

  • ID card or passport;
  • contract of purchase;
  • If the borrower is married, additional documents are required.

Loan security:

  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Loan term: up to 60 months.

Maximum loan amount: In the amount of 2000 times the amount of the basic calculation value (BCV).

Credit term

Minimum down payment amount

Annual interest rate


60 months

25% (for electric 40%)

For vehicles on 

the secondary market – 40%

         26%

*In case of an increase in the volume of problematic loans, certain restrictions may be imposed in specific Banking Service Centers and Banking Service Offices.
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
26%
Loan amount
up to 824 000 000 soums
Loan target
Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan.
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
60 months
Loan processing method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
500 000 000
soum
from 1 million soum
to 824 million soum
Loan term
30
months
from 1 month
to 60 month
Interest rate
26
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • contract of purchase.
Requirements

Individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Credit support
  • Car bought on credit (insurance policy against the risk of loan default until the moment of car purchase);
  • Other types of security within the law.

Other loans

Auto loan

Allocated for purchasing light vehicles from the primary market

25%
Interest rate
60 months
Credit term
up to 824 million soums
Loan amount
Auto loan

Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.

26%
Interest rate
up to 60 months
Credit term
up to 824 000 000 soums
Loan amount
Auto loan

It is allocated for the purchase of a "Kia, Chery" 

from 0%
Interest rate
up to 60 months
Credit term
824 000 000 soum
Loan amount
Auto loan

Provided for the purchase of KIA and Chery vehicles manufactured in the Republic of Uzbekistan

from 0%
Interest rate
up to 60 months
Credit term
up to 824,000,000 UZS
Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
up to 18%
Interest rate
up to 20 years
Credit term
420 mln. soums
Loan amount
Mortgage loan

For purchasing housing in the primary and secondary real estate markets


24%-26%
Interest rate
20 years
Credit term
up to 1 648 000 000 soums
Loan amount
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

25%-29%
Interest rate
up to 60 months
Credit term
up to 100 mln. soums
Loan amount
Microloan

Provided to individuals with a stable income and participants of the salary project of JSCB "Mikrokreditbank" through the "Mavrid" application.

30%
Interest rate
up to 24 months
Credit term
up to 50 mln. soums
Loan amount
Microloan

Provided to individuals with a stable income and participants of the salary project of JSCB "Mikrokreditbank" through the "Mavrid" application.

29%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Microloan

Overdraft is provided to employees of enterprises and organizations serviced by the Microcredibank of Uzbekistan to salary plastic cards for personal needs.

from 22%
Interest rate
up to 36 months
Credit term
50,000,000 soum
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD118901204011988.32
EUR132001410013822.53
GBP151001610015692.71
JPY7010076.48
CHF145001550014851.73
As of 25.11.2025 11:10:00
CurrencyPurchaseSaleRate of the Central Bank
USD115001204011988.32
As of 25.11.2025 11:10:00
CurrencyPurchaseSaleRate of the Central Bank
USD128901201011988.32
As of 25.11.2025 11:10:00
CurrencyPurchaseSaleRate of the Central Bank
USD118901201011988.32
As of 25.11.2025 11:10:00

New documents

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Contacts
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Work schedule: MO-FR 08:00-20:00
Helpline
Work schedule: MO-FR 09:00-18:00
Trust number department of Anti-corruption control
(Internal number: 1265)
Work schedule: MO-FR 09:00-18:00
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