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Update: 5 July 2024, 16:48

Consumer loan

Consumer loans are issued to citizens aged at least 18 who have a permanent place of residence, as well as income received legally in the Republic of Uzbekistan.
30%
Interest rate
up to 48 months
Credit term
up to 80 mln. soums
Loan amount

About loan

Borrower: Loan is allocated to individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Purpose of the loan: Loan is allocated to individuals to pay for the provided services (works) and purchase goods produced in the Republic of Uzbekistan in order to meet their consumer needs.

Loan term: up to 48 months

Annual interest rate: 30%.

Maximum loan amount:

  • up to 150 times the amount of the basic calculation value (BCV) (on the basis of a guarantee or insurance policy);
  • from 150 times the amount of the basic calculation value (BCV) up to 80 million soums (on the basis of liquid collateral).
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
30%
Loan amount
up to 80 mln. soums
Loan target
Loan is allocated to individuals to pay for the provided services (works) and purchase goods produced in the Republic of Uzbekistan in order to meet their consumer needs
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Annuity
Credit term
up to 48 months
Loan processing method
Bank branch
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
25 000 000
soum
from 1 million soum
to 80 million soum
Loan term
14
months
from 1 month
to 48 month
Interest rate
30
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport;
  • stable income;
  • product’s / rendered services’ contract of purchase;
  • loan security documents.
Requirements

Loan is allocated to individuals with a stable income or employees of budgetary organizations who are participants in the payroll project of JSCB “Microcreditbank”.

Credit support
  • guarantees of third parties;
  • insurance policy;
  • Other types of security within the law.

Documents

Consumer loan contract template
Size: 118.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Loan amount
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from 28%
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Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 28%
Interest rate
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Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank. 

Temporarily suspended. Technical work is in progress!
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Loan amount
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up to 18%
Interest rate
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Interest rate
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Credit term
120 mln. soums
Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
26%
Interest rate
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Credit term
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Loan amount
Education loan
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14%
Interest rate
up to 15 years
Credit term
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Loan amount
Education loan

Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.

0%
Interest rate
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Credit term
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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD125901266012601.08
EUR130001390013774.24
GBP155001650016368.8
JPY709080.53
CHF135001450014254.62
As of 19.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001266012601.08
EUR130001390013774.24
GBP155001650016368.8
JPY709080.53
CHF135001450014254.62
As of 19.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125901266012601.08
EUR130001390013774.24
GBP155001650016368.8
JPY709080.53
CHF135001450014254.62
As of 19.07.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125901266012601.08
As of 19.07.2024 09:00:00

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