About loan
For individuals aged 18 to 60 years who are bank clients and self-employed without official income:
-At the first stage - 20 times the basic calculation value (BCV) amount
-at the second stage - 35 times the basic calculation value (BCV) amount
Here, when determining the client’s creditworthiness, information about the borrower’s credit history, and balances of loans received from the bank and other banks is also taken into account.
Interest rates:
|
Loan term |
Annual interest rate |
|
12 months 24 months
36 months
|
23% 23% 24% |
In case of an increase in the volume of problem loans, restrictions may be introduced at individual Banking Service Centers and Banking Service Offices.
You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.
Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.
Tariffs and conditions
Terms and Conditions
• guarantee of third parties;
• insurance policy;
• Other types of security within the framework of the law
If the borrower has a balance of debt on a microloan in the JSCB “Microcreditbank” system, the next microloan in this area will not be issued.
Other loans
Allocated for the purchase of cars
Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.
Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan
Microloan
The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.
Temporarily suspended
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank.
A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students
Applications for educational loans can be submitted online through the website talim-krediti.mf.uz and the single portal (my.gov.uz).
Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students.
- At the exchange office
- At an ATM
- In the application
- Transfers abroad
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12920 | 13010 | 12929.37 |
| EUR | 13500 | 14500 | 13963.72 |
| GBP | 16000 | 17000 | 16718.97 |
| JPY | 80 | 100 | 85.91 |
| CHF | 14000 | 15000 | 14630.95 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12500 | 13010 | 12929.37 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12930 | 13000 | 12929.37 |
| Currency | Purchase | Sale | Rate of the Central Bank |
|---|---|---|---|
| USD | 12920 | 13010 | 12929.37 |
New documents
Deposit contract template
Micro loan contract template
