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Loans

Convenient loans for any needs
Do you want a new sofa, and a refrigerator, no! Maybe a laptop, a microwave and a washing machine? Want everything at once!
from 27%
Interest rate
up to 48 months
Credit term
Up to 30 million soums.
Loan amount
Microloan

Individuals who are self-employed individuals aged between 18 and 60 who are bank clients and live in the neighborhoods attached to JSCB “Microcreditbank” by the government.

27%-28%
Interest rate
up to 36 months
Credit term
up to 8 240 000 soums
Loan amount
Microloan

For individuals aged 18 to 60 years who are bank clients and self-employed without official income

from 25%
Interest rate
up to 60 months
Credit term
up to 100 mln. soums
Loan amount

Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

30%
Interest rate
up to 24 months
Credit term
up to 50 mln. soums
Loan amount
Microloan

Provided to individuals with a stable income and participants of the salary project of JSCB "Mikrokreditbank" through the "Mavrid" application.

up to 18%
Interest rate
up to 20 years
Credit term
420 mln. soums
Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
18%
Interest rate
20 years
Credit term
120 mln. soums
Loan amount
Mortgage loan

A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions

from 24%
Interest rate
20 years
Credit term
up to 1 648 000 000 soums
Loan amount
Mortgage loan

For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.

25%
Interest rate
60 months
Credit term
up to 824 million soums
Loan amount
Auto loan

Allocated for the purchase of cars

14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan

Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students

Applications for educational loans can be submitted online through the website talim-krediti.mf.uz and the single portal (my.gov.uz).

0%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan

Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students.

from 26%
Interest rate
60 months
Credit term
Up to 100 million soums
Loan amount
Microloan

The loan is allocated to clients of the bank who are aged 18 to 60 years old, engaged in farming and individual entrepreneurial activities with a stable official income and to clients who are self-employed without official income.

29%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Microloan

Provided to individuals with a stable income and participants of the salary project of JSCB "Mikrokreditbank" through the "Mavrid" application.

from 20%
Interest rate
up to 60 months
Credit term
up to 206 million soums
Loan amount
Consumer loan

MKBANK offers you a "Saving energy" loan for the purchase of environmentally friendly and economical technologies

27%
Interest rate
up to 60 months
Credit term
up to 150 mln. soums
Loan amount
Consumer loan

Temporarily suspended

Consumer loans are issued to citizens aged at least 18 who have a permanent place of residence, as well as income received legally in the Republic of Uzbekistan.

from 22%
Interest rate
up to 36 months
Credit term
50,000,000 soum
Loan amount
Microloan

Overdraft is provided to employees of enterprises and organizations serviced by the Microcredibank of Uzbekistan to salary plastic cards for personal needs.

26%
Interest rate
up to 60 months
Credit term
up to 824 000 000 soums
Loan amount
Auto loan

Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.

26%
Interest rate
60 months
Credit term
up to 824 000 000 soums
Loan amount
Auto loan

Loan is allocated for the purchase of a car manufactured in the Republic of Uzbekistan

from 0%
Interest rate
up to 60 months
Credit term
824 000 000 soum
Loan amount
Auto loan

It is allocated for the purchase of a "Kia, Chery" 

26%
Interest rate
Up to 60 months
Credit term
Up to 50.0 million soums
Loan amount
Consumer loan
It is allocated for self-employed women.
from 0%
Interest rate
up to 60 months
Credit term
up to 824,000,000 UZS
Loan amount
Auto loan

Provided for the purchase of KIA and Chery vehicles manufactured in the Republic of Uzbekistan

Improving financial literacy of the population

Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD118601200011940.7
EUR132001410013839.27
GBP151001610015705.6
JPY7010076.92
CHF145001550014993.35
As of 19.11.2025 11:30:00
CurrencyPurchaseSaleRate of the Central Bank
USD115001200011940.7
As of 19.11.2025 11:30:00
CurrencyPurchaseSaleRate of the Central Bank
USD128601197011940.7
As of 19.11.2025 11:30:00
CurrencyPurchaseSaleRate of the Central Bank
USD118601197011940.7
As of 19.11.2025 11:30:00

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