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Update: 4 September 2024, 17:34

Consumer loan “Saving energy”

MKBANK offers you a "Saving energy" loan for the purchase of environmentally friendly and economical technologies
19,5%
Interest rate
up to 60 months
Credit term
up to 500 BCV
Loan amount

About loan

Borrower: The loan is allocated to individuals with a stable income.

Purpose of the loan: The loan is allocated to pay for the purchase of solar photovoltaic power plants, solar water heaters, wind generators, micro and small hydropower plants with a capacity of up to 1 MW, biogas production equipment, biogas plants, other renewable energy devices, energy storage systems, household energy-saving gas burners and boilers.

The borrower submits the following documents to the bank:

  • ID card or passport;
  • product's / rendered services' contract of purchase;
  • loan security documents.

Loan security:

  • guarantees of third parties;
  • insurance policy;
  • other types of security within the law.

Loan term: up to 60 months.

Annual interest rate: 

  • Via commercial resources - 19,5% per annum;

  • Via the resources of the fund - in the amount of the base rate established by the Central Bank of the Republic of Uzbekistan.

Maximum loan amount:

  • Up to 150 times the amount of the basic calculation value (BCV) (on the basis of a guarantee or insurance policy)
  • From 150 times the amount of the basic calculation value (BCV) to 500 times the amount of the basic calculation value (on the basis of liquid collateral).
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
19,5%
Loan amount
up to 500 BCV
Loan target
The loan is allocated to pay for the purchase of solar photovoltaic power plants, solar water heaters, wind generators, micro and small hydropower plants with a capacity of up to 1 MW, biogas production equipment, biogas plants, other renewable energy devices, energy storage systems, household energy-saving gas burners and boilers.
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 60 months
Loan processing method
Bank branch
Grace period
No

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Loan amount
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The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 27%
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Credit term
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Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank. 

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Interest rate
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Credit term
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Loan amount
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For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
up to 17,5%
Interest rate
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Loan amount
Mortgage loan

A citizen of the Republic of Uzbekistan included in the anti-poverty program on the recommendation of the Mahalla Ettiliga and in need of improved housing conditions

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Loan amount
Mortgage loan
For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
26%
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Loan amount
Education loan
(Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students)
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Interest rate
up to 15 years
Credit term
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Education loan

(Starting from the 2024/2025 academic year, preferential educational loans will be allocated only to full-time students)

0%
Interest rate
up to 15 years
Credit term
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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126801278012732.56
EUR136001460014181.53
GBP162001720016834.99
JPY8010090.53
CHF145001550015084.18
As of 17.09.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001278012732.56
EUR136001460014181.53
GBP162001720016834.99
JPY8010090.53
CHF145001550015084.18
As of 17.09.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126801278012732.56
EUR136001460014181.53
GBP162001720016834.99
JPY8010090.53
CHF145001550015084.18
As of 17.09.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126801278012732.56
As of 17.09.2024 09:00:00

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