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Update: 8 August 2023, 16:50

Loans for the construction and reconstruction of housing

For citizens of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan.
18%
Interest rate
20 years
Credit term
327,25 mln. soums
Loan amount

About loan

Purpose of the loan: For construction and reconstruction of individual houses. At the same time, loans are provided to individuals for the construction and reconstruction of individual housing on land plots allocated for housing construction in the manner prescribed by law.

Loan term: up to 20 years
Grace period for principal (in the case of differential payment): up to 6 months
Interest rate: 18% per annum
Starting fee: in all regions - 15%
Form of loan repayment: Annuity / differential

Maximum loan amount:

In rural areas: 267,750,000 soums;
In cities: 309,400,000 soums.

"Mortgage loans" are provided for the construction of additional housing in their own individual homes for children from families included in "Temir Daftar" (Iron Book) and "Ayollar Daftari" (Women's Book), as well as newlyweds included in "Yoshlar Daftari" (Youth Book).

More details
Size: 24.65 KB
Format: docx
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
18%
Loan amount
327,25 mln. soums
Loan target
For the construction and reconstruction of individual housing
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
20 years
Loan processing method
Bank branch
Grace period
Yes (6 months)
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
220 000 000
soum
from 50 million soum
to 309.4 million soum
Loan term
140
months
from 120 month
to 240 month
Interest rate
17
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents
  • ID card or passport and passport replacement document. A copy of the passport is also required if the client presents a military ID for military personnel;
  • Income documents / electronic information;
  • Document confirming the right to a plot of land for individual housing construction (permanent use, inherited lifelong possession);
  • Design and estimate document for housing construction, approved in the manner prescribed by law;
  • Contract with a contractor for construction work / purchase of construction products / with hired workers registered as self-employed (in an amount not exceeding the value specified in the design and estimate documentation);
  • other relevant documents specified in the legislation may be required.

Requirements
  1. be a citizen of the Republic of Uzbekistan who has reached 18 years of age and not more than 60 years of age on the day of applying for a mortgage loan;
  2. the debt burden (taking into account the subsidy to cover part of the interest costs on the mortgage loan) should not exceed 70%;
  3. absence of overdue indebtedness on previously obtained loans from banks and other credit institutions at the time of loan review;
  4. have the right of lifelong possession of the land plot for individual housing construction (reconstruction) and design estimates agreed upon in the prescribed manner.
Credit support

Information on collateral in accordance with the legislation of the Republic of Uzbekistan.

Documents

Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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up to 15 years
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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126301271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126401271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126401271012671.84
As of 17.04.2024 09:00:00

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