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Update: 24 August 2023, 11:38

Online microloan-2

Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
27%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount

About loan

Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project. Online microloan is issued by the bank in cashless form to the bank card through the application "MKB Mobile" in the national currency - "soum" for a period of up to 3 months.

The main part of the online microloan is issued on the condition of repayment on the last thirtieth day of use. In this case, the bank must be used within 3 working days after the approval of the offer by the client, if not used by the client, the contract is terminated the next day.

Online microloan annual percentage rate: 24%
Issued for up to 3 months.

Microcreditbank gives new opportunity to provide “On-line” microloan over “MKB Mobile” application!

Now, you have opportunity to get “On-line” microloans based on scoring analysis using “MKB mobile” application any time of the day, without any documentation and without coming to the bank. Remarkably, this service is available to our bank’s customers, who have the plastic cards with monthly salary, using their mobile phone on online mode to get “On-line” microloan based on “Scoring” analysis. Also credit can be taken in 10 minutes without any trouble and waiting.

Mode of operation:

  • Download “MKB mobile” application to your phone;
  • Go to the “MKB mobile” application and select "Credit" through the MENU module
  • In the line “Credit” enter the column “Credit information” and submit an online microloan application for microloan. At the same time, the customer gets acquainted with the electronic Offer Agreement and signs it electronically.
  • “On-line” microloans are issued for up to 3 months.
  • 24% annual
  • Only 50% of the amount of your monthly salary is credited to your plastic card, based on scoring analysis, and deducting one month's monthly loan payments.
  • Without the need to submit documents to the Bank, the customer must electronically approve the Offer Agreement.
  • This type of the credit is not given if customers have an overdue credit debt.
  • At the same time, the customers will download the amount given on the credit order to their plastic card.
  • If the customer uses the “On-line” microloan and overdue debt exceeds 15 days, the loan cannot be used again.
  • Also, repayment of credit debt is carried out electronically without visiting the bank.
Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
27%
Loan amount
up to 10 mln. soums
Loan target
For personal needs
Submission form
By crediting to the card
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 12 months
Loan processing method
Mobile app
Grace period
No
Information sheet
Download the Information sheet on the main conditions of the loan

Calculate your loan

Loan amount
3 000 000
soum
from 100 thousand soum
to 10 million soum
Loan term
5
months
from 1 month
to 12 month
Interest rate
27
%
from 10 %
to 50 %
Method of payment of monthly loan
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
Interest rate:
...%
Average monthly payment*
... soum
Full cost of the loan:
...%
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Terms and Conditions

Required documents

Online microloan is issued by the bank in cashless form to the bank card through the application "MKB Mobile" in the national currency - "soum" for a period of up to 3 months.

Requirements

  1. The debtor has no overdue debts on other loans.
  2. An individual receiving an online microloan must have been working at the workplace for at least 6 months.
Credit support
Without collateral

Documents

Micro loan contract template
Size: 98.50 KB
Format: doc
Public offer of loan repayment
Size: 420.81 KB
Format: pdf

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Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD126301271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126401271012671.84
EUR130001390013468.9
GBP152001620015778.98
JPY709081.98
CHF135001450013874.78
As of 17.04.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD126401271012671.84
As of 17.04.2024 09:00:00

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