Online microloan-2

About loan

Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project. Online microloan is issued by the bank in cashless form to the bank card through the application "MKB Mobile" in the national currency - "soum" for a period of up to 3 months.

The main part of the online microloan is issued on the condition of repayment on the last thirtieth day of use. In this case, the bank must be used within 3 working days after the approval of the offer by the client, if not used by the client, the contract is terminated the next day.

Online microloan annual percentage rate: 24%
Issued for up to 3 months.

Microcreditbank gives new opportunity to provide “On-line” microloan over “MKB Mobile” application!

Now, you have opportunity to get “On-line” microloans based on scoring analysis using “MKB mobile” application any time of the day, without any documentation and without coming to the bank. Remarkably, this service is available to our bank’s customers, who have the plastic cards with monthly salary, using their mobile phone on online mode to get “On-line” microloan based on “Scoring” analysis. Also credit can be taken in 10 minutes without any trouble and waiting.

Mode of operation:

• Download “MKB mobile” application to your phone;
• Go to the “MKB mobile” application and select "Credit" through the MENU module
• In the line “Credit” enter the column “Credit information” and submit an online microloan application for microloan. At the same time, the customer gets acquainted with the electronic Offer Agreement and signs it electronically.
• “On-line” microloans are issued for up to 3 months.
• 24% annual
• Only 50% of the amount of your monthly salary is credited to your plastic card, based on scoring analysis, and deducting one month's monthly loan payments.
• Without the need to submit documents to the Bank, the customer must electronically approve the Offer Agreement.
• This type of the credit is not given if customers have an overdue credit debt.
• At the same time, the customers will download the amount given on the credit order to their plastic card.
• If the customer uses the “On-line” microloan and overdue debt exceeds 15 days, the loan cannot be used again.
• Also, repayment of credit debt is carried out electronically without visiting the bank.